Category: Every Day

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Every Day

Saving Money A Little At A Time

I hear so many people today saying I can’t save money. So many of them think that they have to save a large amount of money on one item to make it worth it. They are so wrong. There are usually only a few things that you can save a lot of money on but there are hundreds that you can save a little bit on. Those little things add up to huge amounts of money over a year’s time. We are a testament to having saved on the little things and the big things over our years of marriage. We would not be where we are today without having done that. Retired and comfortable for almost 23 years.

But enough about us. I want to tell you about someone who made his first loaf of bread from scratch yesterday. I don’t know if he thought about how much money he could save over a year’s time but I do know he will save a lot. He made it because it was healthier. You all know how much a nice loaf of bread like this would be in a grocery store or bakery. I think I could make this for under $2.00 a loaf. Especially if you buy your ingredients in bulk like I do. I buy 25 lbs of flour and 25 lbs. of sugar in bulk and store them in food grade buckets. Olive oil and yeast is purchased in bulk at a warehouse store. Most clubs like B.J.’s and Sam’s Club sell yeast in a 2 lb package that you can keep in the freezer. You just spoon out what you need when you need it. I always let mine warm up for a bit before I use it. If you prefer to buy honey instead of sugar buy it at an Amish store or warehouse club in a large container. It never goes bad. I always buy butter when it is on sale for $ 2.69 at Aldi’s around Thanksgiving and Easter. It freezes well.

I wish I could be with him to taste this beautiful loaf of bread. But since I can’t, I will just have to make it myself. He substituted honey for the sugar and olive oil for the butter to make it healthier. Now he has plenty of bread for his work lunches this week.

Here is the recipe:https://baranbakery.com/sandwich-bread/

My son who lives in the Adirondacks made this. I think he did great for his first loaf. I hope I do as well when I make it.

I want to thank him for allowing me to share this with all of you.

Do any of you make homemade bread to save on the cost of store bought? Do you have a special recipe that you could share?

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Every Day

What We Have Done To Save Money The Past Couple Of Weeks

  • Made almost all of our meals from scratch using food we already had in our home.
  • Made lemon bars, carrots and celery sticks to dip in homemade onion or veggie dips, banana muffins, jello and pudding for snacks. We no longer buy junk food. I don’t know what the corporations have done to it but it does not taste the same as a few years ago and it is very expensive.
  • I have been doing only two loads of wash a week done in cold water with 2 tbsp. of detergent for each load and hanging most of it to dry.
  • Instead of changing our tablecloth in the breakfast room every day, I have been using place mats on the cloth. They keep the tablecloth cleaner and I just throw the mats in with the regular wash.
  • I am washing our windows a few at a time using homemade cleaner. Hubby will be doing the outsides soon as this rainy weather breaks using the pressure washer. They have not been done in a couple of years because of all the building of homes behind us. Those are now done so I feel it is safe to wash them now and we won’t get blowing dirt to make them dirty again. I thought about hiring a company to do them but did not want to pay the $850. they wanted to do them.
  • We have not heard from our landscaper about a spring clean up of our property so Hubby has done it himself a little at a time. Hubby will contact the landscaper for mulch to be put down and a new garden put in around the shed in May. We did pay in full getting a discount for fertilization of our lawn this season. They usually start the end of April so they should be coming soon.
  • New York State is providing funding to our electric and gas company to give a one time credit of $ 9.52 on our electric bill and $ 15.66 on our natural gas bill as an effort to address energy affordability due to inflation. It is in the state budget which has not been passed yet, so who knows when that will show up. It will show up sometime down the road under the miscellaneous section where all the fees and surcharges are. It’s not much but as I always say, every little bit helps.
  • We put a metal rack out with our garbage last week and the garbage company did not take it. So I put it back out last night hoping they would take it today. Within an hour of me putting it out last night, a man took it. I am happy that it is gone and I didn’t have to use my gasoline to donate it.
  • I have only used my big oven once recently. Otherwise we use the countertop 11 in one oven for everything.
  • I continue to take navy showers which saves on our water bill.
  • Our son and DIL gave us a daffodil plant for Easter. Hubby will be planting it in our garden soon.
  • Our lawn got so long that Hubby has been mowing it for two weeks now. It looks great really early this year. I believe it is because we had a warm winter and lots of rain the past couple of weeks. Our flowering trees are all in bloom which always makes me happy. Our cherry tree is blooming and setting cherries. We should have lots of cherries this year earlier than normal.
  • We have been using up all of our produce and eating all of our leftovers so as to not waste anything. Food is way too expensive to throw out. We have been eating beef stew, made using homemade beef broth, for the past two nights. We will eat it again tonight and then it should be gone. All made from scratch using a sirloin tip roast that I got on sale many months ago for $ 4.99 a lb. I cut it up into stew beef. I refuse to pay $7- $8. for stew meat. I added fresh potatoes, carrots, onions, and celery and then made gravy towards the end of it cooking.
  • Be aware that the post office is talking about raising the price of a first class stamp again to $ .73 on July 14th after just raising it to $.68 earlier this year. I am so glad that I bought a 100 count roll of forever stamps at $ .66 before the last increase.
  • Some of our winter coats can be washed at home and I will do that. But a couple have to be dry cleaned. So I am keeping my eye out for a discount coupon.
  • My chives are in full bloom so we have been using them on baked potatoes with sour cream.
  • It seems like gasoline is rising almost every day due to the mess in the middle east. So I filled up our gas tank today getting $ .20 off per gallon with my Top’s gas points. After the points I paid $ 3.20 per gallon.
  • Hubby got 4 new all season tires put on our car yesterday. We had to buy new ones due to the fact that our car is 11 years old. The snow tires we bought at the beginning of the winter will be stored on the ceiling in the garage. The tires were $1,000. We have odd sized tires that have to be preordered. The rubber that tires are made from has really gone up. But these tires should now last until we no longer have the car. We paid cash with money we had saved for this purpose.
  • I picked up my prescriptions at my Rite Aid pharmacy for the very last time. They are closing my store in a week or so. Hubby and I have to decide who we are going to use now. We still have 2 Rite Aids in our area but I hate the customer service at one of the stores. The other is much farther away from me. We are considering two other chains and two grocery store pharmacies.

What have you been doing to save a bit of money lately?

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Every Day

Stock Up Shop

I believe most of you have probably heard by now that the Bird Flu is back with a vengeance. Not only are chickens being culled but now according to our government, cows are catching it. Eggs have been rising in price but I believe they will go even higher in price as they cull more and more, just like the last time. I don’t know about you but I don’t want to pay almost $34. for the 6 dozen count box like happened before. So when that box was at $ 9.98 I purchased 2. One is in my refrigerator and the other is now in my ice cube trays(one egg in each hole) freezing. When they are solid frozen, I will pop each egg cube into a freezer bag and put them back in the freezer. This way we can continue to have eggs for breakfast and for baking. You have other options also. Many places have freeze dried eggs like Augason Farms.

On Monday the government big wigs were supposed to meet to decide what to do about the cows who have caught it. I do know that they are dumping milk from the herds that have it. So prices on milk, cheese, yogurt, cream, butter, and any other dairy products will skyrocket in price or become short if it gets any worse. It is now in 8 states. So stock up on what you can. Get any kind of shelf stable milk like milk in boxes that you put on the shelf, evaporated milk in cans, or dry milk.

On Monday, I went to Walmart and got 6 boxes of shelf stable milk at $2.98 totaling $ 17.88. One shelf stable melting cheese at $ 5.28. A container of yogurt for $2.36. Two blocks of cheddar cheese( $2.77 each) and two blocks of Monterey Jack cheese( $ 3.44 each) for a total of $12.42.

We were getting low on Parmesan cheese so I picked up one at $ 5.48. My total including the eggs at Walmart was $57.90.

Since Walmart only had 6 of the shelf stable milks, I picked up 2 more at Dollar Tree for $ 1.25 each. It is not our favorite for drinking but we can use it in baking and for SF puddings. I got a can of pineapple tidbits for $1.25. I was out of the tidbits that we use just occasionally. While I was there, I picked up 4 more of the John Morrell smoked sausage which we use in casseroles. You can’t beat the price. My total at Dollar Tree was $8.75.

Top’s had these strip steaks on sale for $ 10.99 a lb. We love these. They are so tender and flavorful. So I picked up 3 packages of them. My total for them was $ 71.11. I have been shopping less and saving grocery money this year so when I see a stock up price like this I can buy a few packages.

The total of my stock up shop was $ 150.18.

Did you get any grocery deals this week?

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Every Day

It Has Been Crazy Around Here

I am without a cellphone right now so I can’t take pictures. I have a new one coming soon. Hubby and I decided we needed a second line at the same time. So we went to Mint Mobile and ordered a second cellphone and a new line. He is using my old one to monitor his blood sugars and it always has to be right near him. Because of this, I have gone out to run errands a couple of times without the phone. I don’t like doing that in case the car breaks down. I am hoping the new phone will arrive today or tomorrow and we can them activate the service.

The eclipse was not all that we thought it would be. We had an absolutely beautiful day on Sunday and yesterday. But Monday we were overcast and you could not see the sun. However we and all of our neighbors sat outside hoping to catch a glimpse. It never happened. However it was amazing how dark it got here so quickly and then it lightened up just as quick. We had 100% totality here. That was kind of neat. The other thing we noticed was that when it got dark, it got really cold. We had gone outside when it was in the sixties and the temperature dropped so fast. At least it is the first time we saw the sun rise in the West.

Yesterday Hubby got out our chairs for our sitting area in front of the house. It was so nice to be able to sit outside for a few hours yesterday and then have our drink before dinner outside. It was 80 here, sunny, and very low humidity. We enjoyed every minute of that fresh air and sunshine. I even turned off the heat and opened some windows. I left the heat off last night and it is still 71 in here as I write this morning. It is supposed to be in the 50’s and 60’s the rest of the week and storm so I think the heat will be going back on tonight or earlier.

We have new neighbors who moved in across the street from us. They moved here for the same reason we did….grandchildren. So I will be baking them some homemade pumpkin bread this week to welcome them.

I woke up on Sunday with some kind of stomach bug. So I have not eaten much this week. The only thing that has tasted good to me is toast. My sciatica is acting up again so I have not done a lot except put on pain patches all the time. It is hard to get anything done.

Remember I told you a while ago that Hubby was going to wall in the pantry he made me. Well, he moves slowly and is just now getting to it. He and my son are going on Saturday to get the material to do it. He did get all of the wood up to nail the walls to a while ago but that is as far as he got. He carpeted the floor a few years ago with gray carpet squares. He asked me what color I would like the walls. I told him light gray would be great because it would make the space brighter. So they will get everything on Saturday including the paint. Also the majority of my shelving is plastic. I have been lucky that all these years they have not broken under the weight. So we are having delivered all new shelving… sturdy gorilla shelves. I will be tied up for a few days moving everything out of the space. I have not been able to store any canning jars of food on those shelves because I was afraid they would collapse. So I will be very happy to get all of my jars out of my cupboards in the kitchen. It is a lot of work but I will be thrilled when we are all done. Since I plan on canning the majority of our food this year, it will be great to have the proper shelves for it.

I hope to be back blogging sometime next week. I hope you all have a great week and weekend.

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Every Day

A Little of This and a Little of That

When I cleaned the chest freezer the other day, I pulled out a couple of bags of frozen bananas. There were 7 total so they made this pan of 2 dozen muffins. The pan is so large that it just barely fits in my big oven so I had to bake it in that instead of the countertop one. We use these for snacks for a week or more. They go fast around here because Hubby loves them.

I pulled strip steaks out of the freezer this morning for Hubby to grill. I baked potatoes and added steamed brussel sprouts to our meal. I also reheated the corn that was leftover from the KFC bowl yesterday for Hubby.

When I got up this morning at 6am, I just had 2 muffins and a cup of coffee. If I am hungry later, I will make eggs and ham. Hubby had muffins also.

I spent about an hour in the basement today but didn’t finish it. It has been so dreary and rainy around here that I am not very motivated.

Hubby’s new Dell computer arrived so has been busy getting ready to transfer all of his data and files to it. This and setting it up will keep him busy for a few days.

Have you done any baking recently?

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Every Day

Grocery Hauls Today

It was errand day. Besides picking up a prescription at the drugstore. I stopped at Aldi, Walmart, and Top’s.

For months I had been trying to get this orange sauce at Aldi’s. They were out of stock. I used my last bottle which was not a good thing because Hubby really likes orange chicken. Last night my sister told me that it was back in stock at her store downstate. I was so happy to find it today and picked up 3 bottles at $ 2.19 each. When the hams were on sale for $ 1.49 a lb. for Easter, I did not get one. We were kind of sick of ham from having a large one in January. I was hoping that either Aldi or Walmart would reduce them for quick sale. Neither had. So I decided to get one at the $1.49 sale price at Aldi’s today. This one cost me $12.05. It is the best price we have had in this area. I will keep checking to see if they reduce them. If they do, I will get 2 more. Hubby loves ham sandwiches, ham salad, ham on salads, fried ham with eggs for breakfast, etc. Buying chunks of ham or sliced ham when we want it, is very expensive. So I have instead spent the $ 1.49 a lb. and this afternoon I cut it up into meal size portions and froze most of it. I have slices, chunks, and dices ready to use when we need it. I spent $ 18.62 for all at Aldi’s.

Also pictured is a bag of Tyson chicken strips that I purchased at Walmart for $ 8.77. I have been wanting a KFC chicken bowl. But I did not want to spend the $ 5.99 for it at KFC. So instead I purchased the bag of the strips which will make about 8 bowls for about $ 1.10 each. I just add some homemade mashed potatoes( about 1 potato with shelf stable milk and some butter( $ .65), canned corn( a tsp. of corn $ .04), and chicken gravy ($.33). Hubby does not like them. The total cost for the bowl was $ 3.12. It had been years since I had one and it was so delicious.

When I went in to get the chicken strips, the employees at Walmart were just reducing the price of all of the Easter candy down by 50%. I got enough for us, West, and Alexa for an entire year. The candy came out of our gift budget. The $ 8.77 for the chicken strips came out of our grocery budget.

My last stop was at Top’s where I purchased:

2 Steak-Umm’s that were BOGOF = $ 5.79 for both( I love these with eggs and I had finished our last box over a week ago.)

1 Top’s large eggs= Free Instant Win Monopoly coupon( -$ 2.99)

1 Bag of Lay’s chips =$ 1.99 with Monopoly coupon

1 Bag of Top’s cough drops=Free Instant Win Monopoly coupon – ($1.59)

1 Bison Dip on sale for $ 2.49. I needed this for one of our recipes.

It was senior discount day so I got $ .62 off. My total spent at Top’s was $9.65.

For dinner tonight we had all of the leftovers again from our Easter leg of lamb dinner. There is just enough left for Hubby for brunch tomorrow.

Have you found any grocery deals this week?

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Every Day

My Plans Today

I hope you all had a great holiday. For those of you with kids home on spring break, enjoy them. They grow up too fast.

While I am sipping on my coffee this morning which I needed desperately after waking up at 4:30am, I am planning out my week. I am going nowhere today so that I can do a number of things around here.

My chest freezer needs to be defrosted. So after my breakfast of eggs over easy and a slice of turkey with a slice of cheese melted on it, I will tackle it. I need to set up some ice chests to put the food in while it is out of the freezer. Then I will set up a table next to it for the overflow. I get the freezer defrosted so quickly that it never has a chance to thaw.

I use my blow dryer and a plastic scraper to melt the ice off. I put the big chunks in a bucket to empty when I am done. When all the ice is out, I dry the freezer really well using some old bath towels. I do all of this when it is unplugged. When I am done, I always remember to turn the freezer back on. Then I put all of the food back: oldest on top. I am hoping I have no freezer burn. I usually don’t. I will take inventory while I am returning each item to the freezer.

While I am doing this, I will pull out all of the frozen bananas. They are everywhere in every freezer. I plan on making some muffins later today using all of them. I will keep some out for breakfasts and snacks this week and freeze the rest for future meals.

We had a wonderful Easter dinner of leg of lamb with a great sauce that I have been making for years, roasted potatoes, broccoli, mashed cauliflower, corn on the cob, and olives for my son who loves them. We topped it all off with Keto peanut butter ice cream for those who wanted it and Tillamook waffle cone ice cream for those who didn’t.

My son and his wife gave me a beautiful plant of mini daffodils. Daffodils are one of my favorite flowers. Hubby has already researched how to plant them in our yard the end of May. They also offered to bring wine for dinner. They brought two bottles: one sweet and one dry. Only the dry got opened. So we have part of that bottle and the other bottle left. I am not crazy about dry wine but will finish it up in my recipes.

Dinner tonight will be all the leftovers from dinner last night. I think we will have enough for another night after that.

What are your plans for today? Feel free to share.

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Every Day

Dollar Tree and Family Dollar

There are so many Dollar Trees and Family Dollar stores closing across the U.S. I don’t know how many of you shop either place but I bet you have used them for some products at one time or another. Here is just one of the articles in the news:

https://www.cbsnews.com/news/dollar-tree-family-dollar-closing-list-locations-where-are-they/

You can find many more if you just google for information.

I panicked the other day when someone posted online that our Dollar Tree was one of the ones closing and that it was already permanently closed. However I knew that there was one in the next town south of us. I decided to check it out myself and not take someone else’s word for it. I had a return to drop off at our local Fed Ex place. Dollar Tree is in the same plaza.

I was relieved when I got there to find that it was not only open but jammed with people. So I picked up a few of the items that I regularly buy there. The lines were long but I was patient and chatted with the cashier whose line I usually go to. I asked her if that store was closing. She told me no that it is one of the highest earning stores in the U.S. However she did tell me that the prices would be going up soon to a maximum of $ 7.00. Here is just one of those articles:

https://www.kiplinger.com/personal-finance/shopping/dollar-tree-increases-max-price-in-stores

Since prices will be going up soon, it would behoove people to stock up on some of the things that they regularly buy there to get a small stockpile of those items.

These are some of the things that I buy there almost all of the time: Scotties tissues, greeting cards, thank you cards, and blank cards, security envelopes, organizing baskets, deodorant, makeup, combs, Q-Tips, gift bags and wrapping paper, plastic forks, spoons, and knives, shelf stable milk, pasta, bags of frozen peppers and onions to make quick omelets, White Rain and VO5 shampoo and conditioner, Plackers, first aid gauze and tape, peroxide, isopropyl alcohol, sticky notes, blank notebooks, pencils, candy for the grandchildren, and reading glasses. Just recently I found out that they carry John Morrell smoked sausage. We used to have that in our grocery stores in Arizona and it was a good brand. So I bought a package to try it. It was just as good as I remember. So we now have a few packages on hand. I use it in red beans and rice but there are many other ways to use it.

If there are things that you buy there on a regular basis that I have not listed, would you please take the time to leave a comment and let us all know.

I will be taking a small amount of money from our savings to pick up a few of these things before the prices go up.

As a side note, we are having family for dinner on Easter Sunday. I will be cooking a leg of lamb that I bought on sale in January. We have a favorite recipe from the 1960’s that we use and love.

I want to wish all of you a Happy Easter. Enjoy your celebration.

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Every Day

This Past Weekend

Saturday and Sunday I cooked from what we had in the house. Saturday night I made mandarin orange chicken using orange sauce, mandarin oranges, and chicken over rice. I added a vegetarian egg roll which was delicious.

Last night we had cheeseburgers with sauteed onions and sliced tomato.We had a bag of French fries in the freezer that had just a few in it so we split them. An hour or so after dinner, we had some pistachio pudding that I made in the morning. I like to have SF puddings and jello’s in the refrigerator for a snack or dessert. Tonight we will have leftover hamburgers with some lettuce, onions and tomato.

For breakfasts, we had egg, ham, and cheese McMuffins. I made a couple extra for today’s breakfast. After breakfast today, I will cook up a pound of bacon to use with eggs the rest of the week. I am also going to hard boil some eggs in the instant pot for breakfasts and for Hubby to make some egg salad.

Hubby and I watched a lot of March Madness this weekend. I multi-tasked doing some sewing repairs while I was watching. I also did a bit of work in the basement. And two loads of wash got done and one was hung. The other was towels which I dry in our dryer. We went nowhere which saved on gasoline.

We also got our 32 day utility bill. It was $ 208.81 Last year’s bill was $256.09 for the same period. We used 406 KWH and 110 ccf’s of gas. I have to believe that it was down because of the conservation we do and the warmer winter.

My plans this week are to get ready to have our family for Easter. I will be doing some cleaning and making our menu.

What are you doing to save money this week?

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Every Day

It Didn’t Take Long To Find A Deal

I did well not shopping this week. However, I heard yesterday that Walmart had their corned beefs on sale for 50% off which brought them down to $ 2.78 a lb. Hubby and I so enjoyed the corned beef we had this week. When I told Hubby about the sale, he asked me to go get two. So I did this afternoon. They did not have very many left.

Since Top’s is just a block away, I stopped there on the way home to pick up my Free Rosina Italian meatballs with the coupon that the company sent. They normally are $ 9.99. I looked last week and since the coupon was only good up to $ 8.99, I did not get them. Today I looked at the ad to see what I missed this week and I saw that they were on sale for $ 6.99. So they are now in my freezer. The corned beefs for now are in my refrigerator because they don’t expire until April 19th and May 1st. As I free up freezer space, they will go in the freezer.

For breakfast’s the last two days, we have had scrambled eggs with breakfast sausage.

Last night we finished up a bag of potstickers that were in the freezer for dinner. I was too tired to do anything else after working in the basement most of the day. Today I shopped for the things above and worked in the basement for 2 and 1/2 hours. So I was craving strip steaks for dinner. Hubby grilled them indoors while I cleaned up some mushrooms and cooked them in butter to go on the steak. I steamed up some corn to go with it.

I am hoping to get the basement done sometime this weekend. Then Hubby has a major project to do down there. My next project is to clean the garage. I am trying to get a head start so all of this is done when the good weather hits.

So instead of saving grocery money this week, I spent $ 17.71.