Every Day

August Will Be A Low Spend Month For Groceries

Over the years, I have seen many people have what they call a Low Spend Month. So I have decided to do one for the month of August. If anyone would like to join me, let me know in the comments. I realize some of you are probably working on your stockpile so keep doing what you are doing. Being prepared for the Fall and Winter is so important!

Those who would like to do the Low Spend Month should inventory your freezers, refrigerators, and your pantries so that you know what you have. You have a few days to do this before the 1st. However for those of you who feel it is a daunting task, just look through those areas so that you have a pretty good idea of what you have.

I still have money set aside for stockpiling. If I see a great deal that fits into my stockpile, I will let you know. But in August I will be concentrating on spending less monthly grocery money. 

Most of the time, I have $500. for a month’s worth of groceries. I will be cutting that amount by 50% for August. So I will have $250. for all of our groceries. Any money leftover in July will be put back into our savings.

We will be eating from our pantry which is our usual BUT with a twist. How many of you have a grocery item or two or maybe 10 or more that you purchased or were given that you have never used? You know the ones that you see in your pantries all the time and ignore. I know I do. They keep staring me in the face. Pictured above is just a few of the items that need to get used. The tuna and pancake mix will get used in the next week. I will have to see how to make the quinoa and I can’t even remember what I bought the xanthan gum for. Any ideas? 

In August, I will be incorporating those items into our meals to use them up and not end up throwing them out which throws your money in the garbage. If I don’t know how to use an item, I will research for a recipe or ask you. I am hoping to use up a whole bunch of “odd to me” stuff.

I will let you know every day what we are eating and post recipes when I can. 

I will take “you along” on every grocery trip so that you know what I am buying and why. Only needs or family requests(Hubby makes requests on a regular basis) will be purchased with only one exception!  The things that West wants while he is staying with us for two weeks will be incorporated into my $250. grocery budget. I have to spoil my grandson while he is here visiting. That is just what Grandma’s do.

I will post our menu for the following week starting on Friday.

So you may ask, “Why are you doing a no spend month?” Because I thought it would be fun! We also have a savings goal that we are working on. We gave away $ XX,XXX. this month so we will be working on replenishing that money over the next year or so. Lowering the grocery budget will be a good start. Who knows, I may find out that we don’t have to spend $500. per month and continue to be able to save that 50% of our grocery money. 

When you don’t have a mortgage, car payments, or credit card payments, money from investments accumulate quickly. So they will also help replace our giving money. At our age, we rarely travel anymore so we don’t do a lot of spending on items or travel like we did when we were younger. We spend very little on gasoline. Most our money goes into things we want or need for our home. Needed items like pest control, landscape maintenance, and fertilizing services, home maintenance, car maintenance, etc. And of course there are the normal bills that come with owning a home like utility bills, taxes, cable, house phone and internet, insurances, and the cellphone. Gifts for family members are also very important to us.

I am also hoping this low spend month will keep us home more because we have some projects that we are working on. I don’t know how long each post will be in August. Some may be long and some very short but I will post every day. The length will depend on the topic and how much time I have that particular day. I will also keep posting our Frugal Things topic. 

So if you would like to do this low spend month right along with me, don’t forget to let me know in the comments. You can post in comments on each day’s post to let us all know how and what you are doing to keep some money in your pocket.    
Every Day

September’s Grocery Challenge Results

Now that September is over, so is the Grocery Challenge. I will let you know how I did for the month and you can add your results in the comments.

I had a total of $106. to spend for the month; $25.00 per week and about $6. for the last 2 days. Most of what I purchased I put in my posts with a few exceptions of things we needed that didn’t make it into a post.

I spent including tax a total of $ 37.48 for the entire month. So I guess I did pretty well. We mainly ate from our stockpile which served us well. The extra $ 68.52 will be used for the October budget. That will be all the less money I have to take out in cash for the month.

So please feel free to add in comments your results for the month of September.

It is another really busy week here. We started working out at the YMCA yesterday. It felt so good and I enjoyed it immensely. Hubby is too. I didn’t know how he would make out because of his bad back but they have a lot of machines that work well  with back issues. We are also enjoying fitness classes. So that is eating up some time every day.

Today, I had another dental appointment. They are making me an entire new permanent denture. The first one was awful and didn’t fit. The dentist has made me a custom tray for the mold. They are making the metal base of the denture this week and I go back to make sure that fits. Then it goes back for them to make a wax mold and I go back to see if that fits. Then finally the permanent denture. I have been at this since May 1st. I told the dentist that I feel like part of the family now since I see them so much. Actually I can’t wait for it all to be over with.

After our appointments, I dropped Hubby at home and went on to Top’s. It is 6% Senior Discount day. I only picked up things that we have run out of that we use all of the time. My total bill was $32.12.

I am doing laundry now and soon it will be time to make dinner. I hope you all have a great evening.