Happy New Year

Welcome to 2021! Have you set your goals and budget for the year yet? They are both a part of the No Spend Month and all of 2021 for us.

We have our budget set for the year and we will be sticking to it. I already told you that we will be spending only $300. a month for food. That amount will also cover health( over the counter meds) and beauty aids, cleaning, and paper products. Wine, liquor and beer will be a separate amount. We buy very little of these. They are usually only purchased when we are entertaining company.

We have a few projects this year that we will be paying cash for so we will be setting aside money to replace the money we will be spending. We will either have rooms in our home repainted or have the walls professionally washed. When I was younger, I used to wash the walls in every room every spring. But we will hire this out. We will be replacing carpet in our master bedroom. It has rolled which happens a lot in our part of the country. So unless they can re-stretch it to my satisfaction, it will get replaced.

The largest project will be having the entire back lot line of our yard landscaped with large trees and bushes in the spring. We will be hiring a design and landscape company to do this. This will be our most costly project of the year. But it needs to be done.

Today, we are not leaving our home. So no money spent by going out shopping. No shopping will be done online either.

I am heating up Jack Daniels BBQ pulled pork for sandwiches for our New Year’s dinner. Simple but tasty. This will give us about another meal for tomorrow night. We will have a small side salad to use up some produce. Everything I am cooking came out of our pantries, freezers, and fridge. I am really concentrating on what is in our fridge this week. Whenever we have company, we end up with a lot of leftovers that we need to use. Some of them I froze to make ham casserole, bean soup, slices for sandwiches and breakfasts.

When I first got up this morning, I got on the treadmill and did my exercising. Then I rode my recumbent bike while watching a You Tube video. After I took my shower, I did my morning chores. They are checked off in my planner. Most of the ones on the right side of the page are evening chores. I don’t do laundry every day. All of the sheets on all 3 beds were washed yesterday. None of them take very long when you keep up with them every day.

The Christmas stockings were put away. Then I made breakfast consisting of eggs, bacon and avocado. So when I publish this blog post, I can relax for most of the day with Hubby. There will be some good football games on today.

What are your goals for 2021? Are you sticking to your no spend today?