Every Day

Just A Few Little Things We Do To Cut Expenses

Since West is not arriving to stay with us until this evening, I have a bit of time to leave a list. I would be very happy if you would add to the conversation in the comments so that it will be helpful to me and to others who read here. We always think when we read tips that we already knew them. But there are newbies who are just getting into frugality who haven’t. And you would be surprised at how much I have learned from all of you over the years.

Here is our small list:

  • We make our coffee at home and take it with us when we go out. Starbuck’s, Dunkin Donuts, and Tum Horton’s are expensive. I can’t imagine paying a lot for a special coffee. A few times a week, I make a special one here at home. I add a squirt or 2 of Skinny syrup, some heavy whipping cream instead of half and half, and a dollop of SF whipped cream. I can do this for way under $1.00 even with prices going up.
  • Put the A/C to 74. It is comfortable even with the high humidity we have been having. Any higher than that and I can’t function in the house without sweating.
  • We earn money while we sleep with investing.
  • Hang dry clothing.
  • We are a one car family. When we retired many years ago, we donated our Jeep to the local fire department. We have never looked back. If we need a second car for any reason, we can rent it. The savings on insurance and gasoline is huge.
  • We never buy things to impress people. We buy what we need to make our home enjoyable for us. We buy comfortable Classic clothing that will last us for years. Our car is purchased to be functional for us.
  • If we need a minor repair in our home, we check You Tube to see if someone has made a video showing us how to do it. Hubby did this a year ago and fixed our A/C for under $10.00. The company we called wanted a couple of hundred dollars to repair it. We have saved many dollars with the use of You Tube.
  • We always prep our meals the night before we make them. Once in a great while, I will prep for the week on the weekend. I always try to incorporate produce into those meals so as to not let it rot in the fridge.
  • Most of the time, we cook two portions of meals to use on two consecutive nights. If we have any leftovers after those nights, they get incorporated into the next night’s meal or frozen for future use.
  • I freeze produce when it is starting to get older so as to not waste it. I do this with many foods. If I only use 1/2 can of vegetables for a soup, I freeze the other half. If I only use a few tablespoons of tomato sauce or paste, I freeze the rest to put in my next spaghetti sauce.
  • I don’t buy items just because they are on sale. I try to purchase clothing and household items only when we truly need them. When the need arises, I look for the best price, a coupon code, use a rewards program like Rakuten, and get points on my credit card. If I went to every sale, I could easily spend much more than I planned.
  • We are making almost all of our own bread these days. Bread in the markets are way over priced. The only time I purchase it now is if I am in a time crunch and Aldi’s has a decent price or Walmart has it marked down to under a $1.00.
  • While I am thinking about bread, don’t waste your crusts. You paid for them. I don’t understand why people throw them away. They can be used to make croutons or breadcrumbs, make meatloaf, or make stuffing. Freeze them until you have enough slices. We have also eaten them toasted.
  • I save glass jars rather than recycle them. We love Classico spaghetti sauce when I haven’t made our own and their jars you can CAN in. I realize most products come in plastic these days but save any glass jar you get to use for leftovers in the fridge or freezer. It will save you on buying so many baggies or plastic wrap, etc.
  • Yes, I wash and reuse Ziploc bags. I don’t wash any that have had meat in them. Those get tossed.
  • We only eat two meals a day: brunch and dinner. For us it is healthier, lets us do intermittent fasting, and saves us money.
  • We are buying more used or refurbished items rather than new.
  • I purchase store labels when I purchase one ingredient foods. For other foods, we try one first. If we like it then we continue to buy the store or private labels rather than brand names.
  • We have always maintained our homes and cars. This will save you a lot of money in the long run.

This is all I have time to list right now. I hope I have helped someone.

4 replies on “Just A Few Little Things We Do To Cut Expenses”

Hi AD. Here are some tips from me:

1. I buy all of our greeting cards at the Dollar Tree since they are .50/ea. Sometimes I also buy boxes of greeting cards at Half Price Books.
2. Whenever I am in my local grocery store, I always check the clearance section, even if just running in for something like milk
3. We have a wading pool for when our granddaughters visit. Instead of dumping it out when they go home, hubby puts a pump on it and uses the water for our garden
4. We happily accept hand me downs and go to yard sales and thrift stores. I have gotten many items through the years, most recently some clothes for my older granddaughter from our town’s Buy Nothing group on Facebook.
5. We are big users of the local library.
6. We like leftovers.
7. I cook meat like a big package of boneless chicken breasts, and we use it to make sandwiches instead of lunch meat and other meals like stir fry. I do this for beef and pork also.
8. Hubby is still working and we have a high deductible health insurance that has a HSA attached to it. We put the maximum allowed in it each year, but pay our medical bills OOP. We will use the HSA money later when we are retired and have a reduced income. I am still saving receipts in case they are needed.
9. I try to combine errands when I go out to save on gas.
10. We keep our AC set a little higher than you do, AD, but use ceiling fans to help with the comfort level.

Hi Chris,

I love your list! I never would have thought to buy greeting cards at Half Price Books. We don’t have on here though. But I am sure someone else will value this tip. I love the reuse of the pool water. #7 gets used a lot here! Nice tip on the health insurance. Yeah on everything!

Can I just say how much your posts inspire me? I try every day to be a good steward of our money and I always fall back into old, lazy habits.
Today is a new day and I will be rereading your posts for inspiration

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