Categories
Every Day

More Cost Cutting

We had Shrimp Fra Diavolo for dinner last night. These are the ingredients. They were all in my freezers and pantries. If you don’t have any white wine, you can substitute chicken broth for it. I have done that many times.

It turned out delicious as usual. This shrimp was getting close to being freezer burned so I needed to use it up. I think it was old when I bought it. Top’s marks over the expiration dates on all of their seafood. They have been doing that since the pandemic started. You have to ask why they are hiding the date. From now on, I will buy my shrimp elsewhere.

We had roast beef sandwiches with au jus gravy on buns for brunch today.

All meals were made with what we have at home.

I have another CD expiring soon so I am doing my research to see what the interest rates are at two different credit unions. I will put it with the one that has the highest interest rate.

Hubby mowed the lawn on Tuesday and today he is weeding some of the gardens. Turf Tec fertilized the lawn yesterday so we let the sprinkler come on today to water it in.

I am going through every item in this house and selling what we no longer use or donating it. The less we have the less we have to take care of.

That is it for today. I will be back tomorrow with more.

Categories
Every Day

All Those Meals That I Posted Over The Weekend Were While We Were Away From Home

We went to visit my oldest son whom we had not seen since December. It is hard for him to visit us because he has a new job. That and owning a business too makes it very difficult for him.

He lives in the Adirondacks which I believe is one of the most beautiful and peaceful places in the U. S. If you are not familiar with the Adirondacks, you can learn more here: https://visitadirondacks.com/about/adirondack-park

So we drove out to see him on Friday morning. We took the Thruway to Amsterdam and then all of the back roads from there. We do this not only because it is a more scenic route but we save money on tolls by not continuing on the Thruway. We have EZ Pass so we save $ 16.04 coming and going because of that. Then by getting off in Amsterdam and back on in Amsterdam, we save $2.40.

We went straight through without stopping for food on the Thruway. We knew that our son had a nice cold cut lunch awaiting us.

I was so happy to see him. He is so happy and healthy! I was so surprised to see how much weight he has lost. He looks great! He is trimmer than he was in high school.

He had a beautiful outside hot tub put in his yard last Fall. That is what I enjoyed on Friday night. You all know the back issues that I have been dealing with. Well, my back has not hurt since I was in it and it is now Tuesday. I checked to see if our YMCA has one but they don’t. I will check some other places because I really believe this helped me. We can put one in our yard but we don’t really have the space unless we take out a tree and a garden to do it. So I am hoping there is some place we can pay and go to use one. My other son has one in his yard but he is an hour plus away. But when we visit I am sure he would let me use it. Last resort would be to have one installed.

While we were there he had the book called The Terminal List. When I asked him about it he told me has the whole series of the books signed. Then he told us the first book was on Freevee. So we binged watched it. Now I can’t wait until the second book is done and we can watch it. It is addicting. I will check our library to see if they have the books. If so I can read them while waiting for the series to be created and streamed.

The Japanese Restaurant that we ate at for dinner was https://harusaratoga.com/ . Hubby was not up to going out with us so he told us to have a nice mother and son dinner. We did and enjoyed every minute of it. We did bring Hubby home an appetizer of steamed dumplings because he needed to eat and this is what he wanted.

On Sunday, my son invited, his business partner and his girlfriend, to the cookout. My son grilled burgers, hot dogs, baked waffle fries and made a delicious pasta salad. We have really gotten to know Travis really well. He is a wonderful person and his girlfriend was lovely. We had a great time catching up.

Thank you son for all of your hospitality. We had a great time and can’t wait to see you again.

Now that we are home, it will be the usual around here. I will try to post as often as I can. We have no more company or vacations planned until next summer.

Our neighbors usually take care of watering our flowers while we are away. One of them was away and the other was having their huge party they have every year and we didn’t want to bother them. I paid a 13 year old neighborhood boy to do it and he did a great job. We will be hiring him on and off to help with some other things.

On the agenda this week is setting up an appointment with our lawyer to make some changes in our trust. Hubby has some appointments and I will most likely stay home most of the week.

I hope you all had a wonderful weekend too!

Categories
Every Day

Cutting Costs Yesterday

I got a good deal on 2 lbs. of strawberries this week at NP. So I washed them, drained them, dried them, and cut them up. They will last about 10 days for us. Since I started putting some of my fruits in mason jars with a paper towel on the bottom, they last a lot longer in the fridge than they used to. This was so that Hubby and I can have strawberries with zero sugar whipped cream for a snack or for a dessert. Sometimes, I will just have a small bowl for brunch.

We were very mindful of natural gas and electric charges since I got that large bill and it reminded me about how expensive they are. When I got up in the morning, it was daylight. So the first thing I did was open the shades and blinds on the non-sun windows. That gave me plenty of light in the house. I just did that all day while following the sun around the house. I never turned on a light until the sun set. One light was on in the room it was needed until bedtime. There were no showers yesterday. I waited until the garbage people had emptied both the garbage and recyclable cans before I used the garage door opener to put them away and get the mail at the same time. No sense using electricity to do it more than once. We knew we were not going out anywhere. My laptop was off and unplugged when I was not using it. I did no laundry yesterday because I am waiting for a full load. I did not run the dishwasher either for the same reason.

Brunch was a yogurt with a little granola sprinkled on top. Hubby had peanut butter and jelly on crackers and apple juice because his sugar was low.

Dinner was grilled cheeseburgers topped with sauteed onions and tomato slices. We also had a side of sliced cucumbers. I am trying not to waste any food in the fridge especially the food that Chris and her Hubby so kindly brought us. I still have a couple of cucumbers left for snacking and one tomato. If it doesn’t get used for dinner tonight, I will puree it in my Vitamix and put it in the freezer to add to my spaghetti sauce the next time I make it. That will most likely be next week when West comes for his summer stay. We’ll see. Bottom line is that I don’t waste food.

I got an e-mail from my library telling me my 2 year library card was expiring and that I needed to go there and renew it within 10 days. I like to keep it up to date so that I can read the online books. I did not want the card to expire nor did I want to go out in the excessive heat to renew it. They have no way for you to renew online. So I called them and the librarian renewed it for me. It saved me from the heat and I used no gasoline to do it. It never hurts to ask. All they can say is no and usually they don’t.

Hubby did some paperwork last night and I watched “She’s in Her Apron” on you tube last night. She was going live at 7:30pm. I can’t believe I watched the whole thing until 11:44pm. Hubby came to bed and could not believe that I was still awake. It was a good question and answer vlog and when her friend showed up and became part of the vlog, it got very comical. It was like being at a girl’s night out. Many people were complaining in the comments about how long it was lasting. There is a way to fix that. Just turn it off.

Did you cut any costs yesterday?

Categories
Every Day

Cost Cutting on Friday

I took all of the chicken that was left off of our first chicken and did the same with the whole second chicken. I made homemade chicken soup for dinner and it will probably last for 3-4 meals.

I forgot to tell you yesterday that on one of my Top’s shops this past week, they did not give me the 200 gas points I earned. So when I went on Thursday I went to customer service with my receipt and they gave me the additional $.20 off per gallon. That brought me up to $ .40 off per gallon and after shopping that day I was up to $ .50 a a gallon. So I will be getting gas soon. Watch your receipts closely. They make mistakes sometimes. $.20 off per gallon is valuable today.

One load of laundry was done using cold water and about 3 tbsp. of laundry detergent. I never follow the directions on the detergent bottle or box. A repairman told me years ago to use only 2-3 tbsp. He said you do not need more than that because the agitation does most of the cleaning. I hung that load to dry.

I cleaned a bedroom today. I didn’t get the windows done so that will be on my agenda tomorrow.

Breakfast this morning was bacon and eggs again. I ate the scrambled egg that was leftover the other day. Waste not, want not! I also sent an e-mail to Top’s customer service letting them know that the quality of their bacon is tasteless and it is like chewing rubber. Their bacon has always been delicious. I don’t know what has happened to it. I will not be buying it again.

I also contacted Walmart. I have never gotten my Florastor order. They kept saying it was delayed. I really needed it as quickly as they told me it would be here. I am only taking 1/2 a dose of what I should be taking trying to make it last. They told me it is lost(probably stolen). Well, why should I have to contact you? Shouldn’t you have let me know me know and refunded my money? They issued the refund for $ 53.77 which will take 10 days. UGH. Now I am back to square one and will have to see where else I can find it.

My arthritis has been bad especially when it rains and we have had a lot of that. I tried Advil, Tylenol, and aspirin and nothing worked. My son suggested I try Aleve. He has some medical background and said many people say they get relief from it. I did and it works. I am hoping it continues to work.

I used my credit card reward points to get $100. cashback in the form of a credit on my next credit card bill.

I hope you all had a good cost cutting day.

Categories
Every Day

Grocery Haul and Saving Money

I went to Top’s this week using a 3 day sale coupon. I got Italian bread that was on sale for $ 2.00 and then used a $ 2.00 off Monopoly Q to get it free. I got Porterhouse steaks on sale for $10.99 a lb. and used a $ 2.00 off Monopoly Q for a total cost of $ 42.07. There were 3 steaks in the package totaling 4.01 lbs. The shrimp was pricey but I needed it for a dinner I am making in a few weeks. It was on sale for $ 12.99 and I used a digital coupon for $ .40 off so it cost me $ 12.59. The total for all was $54.66 minus a 3 day sale Q of $5.00 off a $50. purchase for a total of $49.66.

The mayonnaise you just see in the corner of the picture was not bought on this trip. I just took it from my storage to put in the fridge when Hubby empties the jar that has just a little bit in it.

Then I went to Dollar Tree to get 6 qts. of shelf stable milk. We seem to be going through a lot of it between baking, making scrambled eggs, and making puddings for snacks and desserts. Some does get used for cereal once in a while too. These were $ 1.25 each totaling $ 7.50. I really like the whole milk but they had none. The 2% is just fine for what I need it for.

We continue to cut as many costs as we can around here. I started washing my own windows on the inside and one door on both sides and cleaning the blinds in the breakfast room. I have to be really careful because the windows are very tall so I have to climb on a ladder. I am using glass cleaner and microfiber cloths. I did not want to pay to hire someone to do it because it is so expensive. Hubby will pressure wash the outsides when I am done. I will take the screens out and clean them also. In the same room, I cleaned all of the walls and the door. We have a cathedral ceiling in there so that was not easy either. I could not reach our ceiling fan even on a small ladder. So Hubby cleaned that light and all of the fan blades. Onto another room tomorrow.

Hubby has been trimming bushes and weeding. We hired the landscape company to do the spring cleanup and some plantings. But Hubby is hoping to keep up with the maintenance throughout the year. That will save us a fortune. If it gets to be too much, then we will just hire them again.

Our cherries will be ripe in about 2 weeks. We will pick what we can reach and leave the ones at the top for the birds. They love them.

I did our net worth statement yesterday because I do it a few times a year. We are getting very close to our goals.We are so happy about that.

Besides the things we do every day like cook from home, do wash in cold water, cook outside on the grill or in the small oven, etc., that is about it for this week.

I hope you all have a great weekend!

Categories
Every Day

Cutting Costs

In case you haven’t seen it, Aldi’s, Target, and Walmart say they are lowering food prices on certain items because people can no longer afford this inflation, have no savings, and their credit cards are maxed out.

I quickly scanned the Walmart site this morning and did not see much of a change in prices except for junk food which is not nutritious food. The White House asked these grocery stores to do it and they are taking credit for it. Gee another move for votes. Am I surprised? Don’t be fooled people. If this administration gets back in the White House for 2025, things will get worse than you have ever seen before. Our country as we loved it and have known it will be gone. It is almost there now. I hate to get into politics here but people were fooled in the last election and need to wake up to what is going on.

Also it is Walmart who made the statement about people not having any money and their credit cards being maxed out because of inflation. The White House is pointing fingers at these stores saying inflation is all their fault so please lower your prices. What a joke! The inflation is being caused by all the money printing by our government. And then they give it to foreign countries and the illegals. We, the taxpayers, are footing the bill. Ridiculous! I have been voting for almost 59 years and watching government all of this time. They are not there for us but just to enrich themselves. This has been going on since the 1960’s. People are just waking up to this finally.

Don’t be fooled by these grocery stores’ statements that they are doing this for us. They are doing it for themselves. They have lost customers to cheaper stores like Dollar Tree, Dollar General, and grocery outlet stores. They are lowering prices to get their customer base back into their stores.

Now I am not saying that we should not take advantage of these reduced prices. But make sure that they are something you really need and really are the lowest price in your area. Here is a list of the reduced prices for the summer at Aldi’s:

https://corporate.aldi.us/fileadmin/fm-dam/newsroom/Press_Releases/aldi-doubles-down-on-summer-savings-to-put-100-million-back-into-customers-wallets-press-release.pdf

It would be nice if Walmart and Target would put out a list for all of us.

Those of you, who Walmart says have spent their savings and maxed out their credit cards, should be going to food banks until you get back on on your feet. Tough times is what they are there for.

That said here is what I did today to cut costs. First, I froze or used up whatever I could in the produce drawer. I hate wasting food.

Breakfast this morning was hard boiled eggs and the last of the ham. Dinner will be grilled strip steaks, purchased on a loss leader sale of $10.99 a lb. and a tossed salad. For those of you who don’t know, we only eat two meals a day.

Hubby has been faithfully taking care of our gardens. 100% of the flowers planted in the ground are perennials. I love them because they bloom year after year. This is our youngest peony. I just love the color. The only annuals we do every year are in the pots on our patio and the hanging baskets. This peony will be gone in a few days. By then our huge white peonies will bloom. Right now this peony, our two lilac bushes, our lilies of the valley, and our Siberian irises are in full bloom. Hubby had flowers, flowering trees and bushes planted that bloom different seasons of the year.

Hubby had a doctor’s appointment today. We had a postage paid package that needed to be taken to Fed Ex. They have a drop off in Office Max which was on his route home. The traffic was quite heavy on our main road here today with everyone heading to Lake Ontario for the long weekend. So Hubby avoided the main road. With gasoline prices so high, he did not want to waste gas idling in traffic.

While he is out, I straightened up one of our pantries in our kitchen and make sure that the oldest items will get eaten first. First in, first out and that is how we roll.

I am sending out a $5.00 liquor rebate. I also got a $ 18.40 rebate check in the mail today. That will get deposited in savings.

We got our mid April to mid May electric and natural gas bill today. I was very disappointed because it was $ 155.94 for 30 days. Last year’s bill for the same period was only 28 days and totaled $ 129.24. That is a $ 26.70 increase year over year. So I compared both bills which showed this bill was for 2 more days. Also we had an increase on our meter charge of $2.00. There were also rates increases that kicked in and the supply and demand charges were up significantly. Our natural gas therms were down by 1 therm. There is not much that can be done about any of it.

However, I can do whatever I can this month to make sure that my bill is down significantly next month. I did one load of laundry today using 2 tbsp. of liquid laundry detergent in cold water and hung a lot of it to dry. Towels I put in the dryer on medium heat.

Lights are off when it is daylight. We cook either in our countertop oven or grill outside. Laptop is off and unplugged when I am not using it. I do not let water run down the sink. I fill it a bit and then wash my dishes. I have a lot of paper plates that I purchased long before the prices went up. So in this season, I am using them to avoid washing dishes whenever I can.

It is time to relax with a book for the evening.

What have you done to cut costs today?

Categories
Every Day

Are You Drowning In Debt?

The economy has been tough these past few years. Do you feel like you are drowning in debt? Maybe you are. The amount of credit card debt in this country is growing rapidly. It reached $1.13 trillion dollars by the end of 2023. The mortgage debt is $12.25 trillion dollars. Home home equity loan debt is $360 billion dollars. Auto loans are $1.61 trillion dollars. Student loan debt I have no idea because the President seems to be forgiving “his select groups of people” who have student loan debt even though the Supreme Court said he couldn’t. Someone has to pay for that and it is the taxpayers who most likely paid their own student loans themselves or for their children. Isn’t buying votes wonderful? Okay, I will get back on track now.

If you have credit card debt, there is only one way to solve that problem and that is to pay if off. You borrowed it, you pay it off. Over my lifetime, I have heard people make so many excuses about why they have credit card debt. They use their cards for what they consider emergencies. It starts with one emergency and then balloons from there into many emergencies. First, the pipes get clogged and they use their credit card to pay the plumber, then the furnace goes and they put that on the credit card, then they have a dental emergency, or an auto repair emergency, etc. After that everything is an emergency, even food. The worst part is when they are paying the minimum payments every month. They get farther and farther behind with the interest payments they are making. Some of those interest rates are in the high 20’s. Yikes! You are making your credit card companies rich and you poor!

What are you going to do if you lose your job? What are you going to do if you have a reduction in income? There is nothing worse than losing your income. One day you are chugging along and then you are out of a job. Have you prepared for that?

The worst excuse I have heard over the years is “I deserve” a vacation or to go out to restaurants to eat quite frequently, or to go to the latest movies, or to buy new furniture or carpeting or the latest decor, etc. No one deserves anything that they can’t pay for. If you are living above your income, just STOP! You are doing so much damage to your future that it just breaks my heart thinking about it.

I have known people who have lost their homes. I have known people who have never owned their homes for many decades because of credit card debt. Every time they run up their credit cards and can’t pay them off, they redo their mortgage taking the equity out of their home or take a 2nd mortgage on their home in the form of a HELOC(Home Equity Loan). That is the dumbest thing you can ever do. Credit card debt is unsecured debt. By using your home to pay it off, you put your home at risk because your home is secured debt. You don’t pay, they will take your home.

So let’s start being responsible for all of that spending that was of your own making. You have sabotaged yourself and your family. You have no one to blame but yourself. I am tired of hearing poor me because I just don’t have the money to buy “fill in the blank”.

The first thing you do is start a real emergency fund so that you have the money when a true emergency comes up. If you have recently depleted your emergency fund, you have to work to replace it. With all the large and small things you can cut, you can do it even if you just build it with $25. a week. Then do not touch it unless it is a life or death emergency.

Start putting more than the minimum payment on your credit card bills. How do I do that Precious when there is no extra money? You cut all costs that are not a necessity. Next you look at the frivolous spending you do on a daily basis.

You don’t need to buy a cup of coffee out; make it at home and take it with you. You can cook ALL of your meals from scratch so much cheaper than paying for restaurant meals or takeout. You can catch the new movie a few months later on a free or cheap streaming channel for pennies on the dollars you would have paid for tickets and the expensive concession items. There are so many things that are free that you can do for entertainment. Just check your local area. Take up a free hobby like learning how to save money by watching you tube or taking a book out of the library to read.

If you are an impulse purchaser, do grocery or department store pickups. That way you aren’t just browsing in the store seeing all the goodies that you can put in your cart. If you buy on Amazon or Walmart online, put your necessary item in your cart but don’t check out for a few days. If you still deem it necessary in 3-5 days, then purchase it. I do this all the time. 90% of my items aren’t really necessities so I remove them from my cart. If it is a want and you can afford it then get what you want.

This is totally not targeted at any one person. Many people are very responsible with their money. If this post makes you mad, then you probably needed the advice. I will be trying to help anyone who needs to hear this in future posts.

.

Categories
Every Day

My Weekly Grocery Haul And The Worst Thing I Have Ever Eaten

I apologize for the blurry picture again today. I will figure out this new camera when I have time.

Hubby is feeling a lot better today. He is just not 100% yet. I think it is definitely my homemade chicken soup that is curing him. We will be having that for dinner again tonight.

Since Top’s is only 3 miles away, he told me to go to the market. He said he would call me if he needed me. I went early and it was not crowded so I wasn’t gone long.

I got 3.05 lbs of Hot Italian Sausage which was on loss leader sale for $3.99 a lb. for the cost of $ 12.17. We had no shrimp so I splurged on a bag of Colossal Shrimp on sale for $11.99 and the 10 Knorr sides on sale for $1.00 each. They were a long term stockpile item. I earned $.20 off a gallon of gas in points for the Knorr deal. I got a 30 count package of bandaids and the Post Cocoa cereal cup for free with 2 Monopoly coupons. West will enjoy that. I purchased a bottle of Ken’s Steakhouse Sweet Vidalia Onion salad dressing on sale for $3.00 and used a $1.00 off coupon that they sent me in the mail for a cost of $2.00.

I have not bought a Hot Pockets since my kids were in school many, many years ago. It was $ .99 with a Monopoly coupon. I will never buy one again. I had one for lunch and it was awful. The dough was flavorless and the pizza fillings inside were like mush. This has to be the worst thing I have ever eaten. I choked down the one I was eating and debated on throwing out the other one in the package. But Hubby said he will try it later in the week. I think his opinion will be the same. It was a total waste of $ .99. The Hot Pockets back in the 1980’s were much better than this one. I think they have either changed ingredients for their profit or can’t get the ingredients. Yuck!

Lastly, I got 2 boxes of SteakUmms on sale for $ 3.99 each for a total of $7.98. I love these with my eggs for brunch. They have new pork ones out too. I have asked the company for coupons.

My total today for this weekly shop was $ 45.13.

Did you get any good grocery deals this week?

Categories
Every Day

Saving Money A Little At A Time

I hear so many people today saying I can’t save money. So many of them think that they have to save a large amount of money on one item to make it worth it. They are so wrong. There are usually only a few things that you can save a lot of money on but there are hundreds that you can save a little bit on. Those little things add up to huge amounts of money over a year’s time. We are a testament to having saved on the little things and the big things over our years of marriage. We would not be where we are today without having done that. Retired and comfortable for almost 23 years.

But enough about us. I want to tell you about someone who made his first loaf of bread from scratch yesterday. I don’t know if he thought about how much money he could save over a year’s time but I do know he will save a lot. He made it because it was healthier. You all know how much a nice loaf of bread like this would be in a grocery store or bakery. I think I could make this for under $2.00 a loaf. Especially if you buy your ingredients in bulk like I do. I buy 25 lbs of flour and 25 lbs. of sugar in bulk and store them in food grade buckets. Olive oil and yeast is purchased in bulk at a warehouse store. Most clubs like B.J.’s and Sam’s Club sell yeast in a 2 lb package that you can keep in the freezer. You just spoon out what you need when you need it. I always let mine warm up for a bit before I use it. If you prefer to buy honey instead of sugar buy it at an Amish store or warehouse club in a large container. It never goes bad. I always buy butter when it is on sale for $ 2.69 at Aldi’s around Thanksgiving and Easter. It freezes well.

I wish I could be with him to taste this beautiful loaf of bread. But since I can’t, I will just have to make it myself. He substituted honey for the sugar and olive oil for the butter to make it healthier. Now he has plenty of bread for his work lunches this week.

Here is the recipe:https://baranbakery.com/sandwich-bread/

My son who lives in the Adirondacks made this. I think he did great for his first loaf. I hope I do as well when I make it.

I want to thank him for allowing me to share this with all of you.

Do any of you make homemade bread to save on the cost of store bought? Do you have a special recipe that you could share?

Categories
Every Day

What We Have Done To Save Money The Past Couple Of Weeks

  • Made almost all of our meals from scratch using food we already had in our home.
  • Made lemon bars, carrots and celery sticks to dip in homemade onion or veggie dips, banana muffins, jello and pudding for snacks. We no longer buy junk food. I don’t know what the corporations have done to it but it does not taste the same as a few years ago and it is very expensive.
  • I have been doing only two loads of wash a week done in cold water with 2 tbsp. of detergent for each load and hanging most of it to dry.
  • Instead of changing our tablecloth in the breakfast room every day, I have been using place mats on the cloth. They keep the tablecloth cleaner and I just throw the mats in with the regular wash.
  • I am washing our windows a few at a time using homemade cleaner. Hubby will be doing the outsides soon as this rainy weather breaks using the pressure washer. They have not been done in a couple of years because of all the building of homes behind us. Those are now done so I feel it is safe to wash them now and we won’t get blowing dirt to make them dirty again. I thought about hiring a company to do them but did not want to pay the $850. they wanted to do them.
  • We have not heard from our landscaper about a spring clean up of our property so Hubby has done it himself a little at a time. Hubby will contact the landscaper for mulch to be put down and a new garden put in around the shed in May. We did pay in full getting a discount for fertilization of our lawn this season. They usually start the end of April so they should be coming soon.
  • New York State is providing funding to our electric and gas company to give a one time credit of $ 9.52 on our electric bill and $ 15.66 on our natural gas bill as an effort to address energy affordability due to inflation. It is in the state budget which has not been passed yet, so who knows when that will show up. It will show up sometime down the road under the miscellaneous section where all the fees and surcharges are. It’s not much but as I always say, every little bit helps.
  • We put a metal rack out with our garbage last week and the garbage company did not take it. So I put it back out last night hoping they would take it today. Within an hour of me putting it out last night, a man took it. I am happy that it is gone and I didn’t have to use my gasoline to donate it.
  • I have only used my big oven once recently. Otherwise we use the countertop 11 in one oven for everything.
  • I continue to take navy showers which saves on our water bill.
  • Our son and DIL gave us a daffodil plant for Easter. Hubby will be planting it in our garden soon.
  • Our lawn got so long that Hubby has been mowing it for two weeks now. It looks great really early this year. I believe it is because we had a warm winter and lots of rain the past couple of weeks. Our flowering trees are all in bloom which always makes me happy. Our cherry tree is blooming and setting cherries. We should have lots of cherries this year earlier than normal.
  • We have been using up all of our produce and eating all of our leftovers so as to not waste anything. Food is way too expensive to throw out. We have been eating beef stew, made using homemade beef broth, for the past two nights. We will eat it again tonight and then it should be gone. All made from scratch using a sirloin tip roast that I got on sale many months ago for $ 4.99 a lb. I cut it up into stew beef. I refuse to pay $7- $8. for stew meat. I added fresh potatoes, carrots, onions, and celery and then made gravy towards the end of it cooking.
  • Be aware that the post office is talking about raising the price of a first class stamp again to $ .73 on July 14th after just raising it to $.68 earlier this year. I am so glad that I bought a 100 count roll of forever stamps at $ .66 before the last increase.
  • Some of our winter coats can be washed at home and I will do that. But a couple have to be dry cleaned. So I am keeping my eye out for a discount coupon.
  • My chives are in full bloom so we have been using them on baked potatoes with sour cream.
  • It seems like gasoline is rising almost every day due to the mess in the middle east. So I filled up our gas tank today getting $ .20 off per gallon with my Top’s gas points. After the points I paid $ 3.20 per gallon.
  • Hubby got 4 new all season tires put on our car yesterday. We had to buy new ones due to the fact that our car is 11 years old. The snow tires we bought at the beginning of the winter will be stored on the ceiling in the garage. The tires were $1,000. We have odd sized tires that have to be preordered. The rubber that tires are made from has really gone up. But these tires should now last until we no longer have the car. We paid cash with money we had saved for this purpose.
  • I picked up my prescriptions at my Rite Aid pharmacy for the very last time. They are closing my store in a week or so. Hubby and I have to decide who we are going to use now. We still have 2 Rite Aids in our area but I hate the customer service at one of the stores. The other is much farther away from me. We are considering two other chains and two grocery store pharmacies.

What have you been doing to save a bit of money lately?