Every Day

In Times of Uncertainty

It is amazing to me how things change in times of uncertainty. This is one of the biggest uncertainties that I have lived through and I am sure it is for the rest of you too.

Respect and kindness are the first things I have seen. Neighbors helping the elderly by shopping for them. Everyone who is out walking or jogging in the neighborhood are waving at their neighbors or giving them a shout out.

When I have ventured into a store on senior hours, people are respecting each other by social distancing, giving a wave, or saying hello. Perhaps some of them are smiling but it is hard to tell with everyone in masks.

I am seeing more hope that things will get better now than before. Some more regions in our state will most likely open up for Phase One this week. Our region is opening tomorrow. 

We have all learned how to keep ourselves safe when we are out and about. Everyone’s hygiene standards are at their very best. Whether it be this “sickness”, the flu or any other virus, that is a good thing.

Hopefully, we have all learned that you don’t go to work when you are sick. I can remember many days of working when people came in sick for fear of being fired if they didn’t. This should be a change for the better.

As the country opens up, I hope that people do not get complacent and that they continue to be vigilant. It is for everyone’s health and well being.

The other thing that I am seeing is something that I have written about many times and that is being prepared for any kind of emergency by having an emergency fund. Just take a look at: Savings Rate.

Thirteen percent has been unheard of for years! People are stockpiling cash like crazy. Because of the uncertainty ahead, they want to have savings the next time. Some got caught without savings this time and they don’t want that to happen again.

Others have had to use up some of their savings to get through being laid off. They want to save that money again as soon as possible.

Many are saying never again will I let my family down by not being prepared with cash. Hopefully they have really learned from this and will build their fund when they go back to work. 

I am not a stupid person so I know that there will be people who will go back to their ways of living paycheck to paycheck when this is over. There are those who will tell me that they don’t make enough to save any money. That is not true! Everyone can save money no matter how much you make. You have to choose what is important over “stuff”. 

Meals out, junk you don’t need, etc., really aren’t important. Your family is more important than any of these things. 

I know that a lot of smart people read here. I hope that the majority of you were well prepared.

Also in this time of uncertainty, I don’t want to forget all of the people who have died from this awful virus. 
I think and pray for their families every night.  

Feel free to add your $.02 in comments.

6 replies on “In Times of Uncertainty”

I agree with everything you say in this post, particularly about the saving money aspect. Yes, everybody can put a bit aside each paycheck, even if it's the money one DOESN'T spend at Starbucks. I think we will see, if only temporarily, a change for the better. After all, through great pain can come great change. Sadly, Americans tend to have notoriously short memories.
Thank you for your blog, by the way.

This has been a huge time of uncertainty and I guess it still is.
Add us to the list of people who are saving even more cash and just being prepared by adding to our home stockpile, keeping our vehicles full of gas, keeping our prescriptions refilled, etc.

Hi AD, this is Chris. Great article today. That is encouraging about the US savings rate. Hopefully people will continue with it for awhile so they can have a good emergency fund.

I am glad your area is going to reopen tomorrow, even though things won't be normal for awhile. I think people need to get back to a more usual type of routine.

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