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Every Day

Saving a Few Dollars Here and There

We purchased some groceries from Walmart. I checked the Top’s ad for next week to see if anything is on sale that is at a great price. They have bags of 5 pound Pillsbury flour on sale for $ 3.99 but Walmart had it on a rollback for $3.47. I bought 2. They had Top’s chunk cheese on sale for $ 1.88 with a super coupon but Walmart was at $ 1.87. I bought 1. I needed swiss cheese for corned beef( leftover from my last one that I froze) reubens next week. The Rosina Meatballs are on sale for B1G1F and I have four $1.00 coupons so I will get them at Top’s next week. I can’t make them for this price. Top’s has eggnog on sale with a super coupon for $ 4.59 but I got it for $ 3.56 at Walmart. I bought 4 which will last us through Christmas. Always check your prices to make sure you are buying it at the cheapest store.

I got 3 of the Rosina Meatballs coupons in the mail yesterday. Just in time for this sale. I already had 1 coupon that was expiring the end of this month. I love contacting companies and asking for coupons by going to their sites online. It is so easy and many of them are very generous.

I deposited 2 checks totaling $13. at the bank. I love rebates.

I had Hubby thread a needle for me so I could do some mending and not have to replace those items. I can’t see well enough to thread the needle anymore.

I scanned a few receipts that had piled up into Fetch. I also checked my coupons that will expire the end of December to see what I might use.

We have been eating crockpot ziti the past two nights and will eat it again tonight. The rest of the leftovers will go in the freezer for a future meal. I had everything to make it here in my pantries and freezer: Italian sausage, ziti, spaghetti sauce, garlic, onions, Italian seasoning, red pepper flakes, cottage cheese, mozzarella cheese, and Parmesan cheese. The recipe made 8 servings.

I am gathering all of the soda cans and bottles to take to the beverage center where I have a coupon to get $.06 per bottle or can instead of $ .05 deposit I paid. We need to get some drinks for Christmas so I will spend the $10. that the coupon requires.

Hubby went to Home Depot to get something to make a repair outside the house. His bill came to $ XX.03. They rounded down to $ XX.00. It will be interesting to see what other stores do. Have you run into this situation yet? What store?

I washed two load of clothes in cold water with minimal detergent not the huge amount the big corporations tell you to use. I dried one load( it was bedding that is too big to hang) in the drier and hung the other to dry.

I am organizing personal care products a little bit better around here so I can find what I need quickly. It is just amazing how much free toothpaste we have from the dentist. Also I will never have to buy a toothbrush to clean with ever again.

With the news that came from a Campbell’s executive that “their soup is for poor people” and ” he wouldn’t feed it to his family” and other tidbits about bio-engineered chicken etc., I went down to my pantry to check the cans we have left on the shelf. People are showing cans online that show it is bio-engineered or GMO and they are throwing them out. I bought most of my cans a few years ago. Sure enough they have real ingredients in them so I did not have to throw them away. Lesson: Read the ingredients when you purchase something. Things and ingredients may change at any time as the corporations try to squeeze a few more pennies of profit.. Other Lesson: Since I purchased them, I must be poor.

Hubby taped a new show called Sheriff Country. We started watching the episodes yesterday. It is so good! That was our entertainment. Tomorrow we will watch the Buffalo Bills play Cincinnati at home. We have so many injuries it is going to be a tough game.

I need to go put my microfiber cloth on a mop head that I used to use throw away pads on. No more. The microfiber works just as well with a little but of cleaner on it and I can wash that cloth. So I am off to clean the bathroom floors.

I hope you all have a great weekend!

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Every Day

How We Will Save Money In 2026 (Part 6)

I know we all like a snack once in a while. But those bags of chips, Poppables, Cheetos, etc. cost a fortune now. $ 5.96 for quite a while for some of our favorites. They have come down to $5.00 now but I still won’t buy them for something that unhealthy. We still have a few in our pantry that we bought for company that we will use up this month. We have decided except for popcorn kernels, tortilla chips and salsa, nuts, and pretzels to make our party mix, we will not be buying them.

We have an electric popcorn popper and a microwave one. They both work really well. If you don’t have those, you can use a skillet or pan to pop yours on the stovetop. That is the way our parents and grandparents did it.

I purchased enough ingredients this year on sale to make two large canning kettles of Chex mix. Hubby made one yesterday. This will last us about 6-8 weeks. We use rice Chex, wheat Chex, Cheerio’s, pretzels, and 3 cans of mixed nuts in ours. Then he makes the sauce and bakes it stirring it at various times while it is cooking at 250 degrees. When you buy everything on sale, it costs less per serving than buying the equivalent bags of snacks.

We not only use tortilla chips with salsa but we use them to dip in our taco bowls and soups, and for other Mexican meals.

We have a variety of nuts in our freezer including pecans, walnuts, and cashews.

We also make our own dill dip and onion dip for eating celery, cucumbers, and carrots. If we are craving a chip to dip, we can make our own from sliced potatoes using our oven with the air fryer function.

I also consider ice cream, brownies, quick breads, cakes, pies, cookies, fudge, etc. to be snacks or desserts. When we are craving something sweet, we will make our own. I have some mixes on our shelves to use up first. We try to eat all of these things sparingly.

Our very favorite sweets are strawberries or SF pudding with zero whipped cream. We thaw our frozen strawberries during the winter or use the fresh in season. Pudding and fresh and canned fruit are a year round treat.

Our plan is to use up what we have and then get back to making things ourselves. It is so much cheaper to do it yourself and healthier too. I am really tired of making the big corporations rich.

Do you make your own snacks? Willing to share them with us?

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Every Day

Grocery Haul and Other Things

I did a small haul at Top’s this morning. I got 11 lbs. of butter for $ 2.89 each which is the lowest price I have seen in my area. I counted the butter I already had in my freezer and refrigerator which was 21 lbs. that I have purchased over the past 6 months. Since I use about 32 lbs. a year, I am now set until next Thanksgiving. The pasta was on sale for $.88 each which also is a rock bottom price for me. So 12 boxes are now in my pantry.

Then I went to Walmart to pick up a prescription for Hubby that was $.00 copay. We went through a lot of eggs while my son and his dog were visiting. When we made scrambled eggs and bacon or sausage for us, the dog got some too. I had exactly 1 egg left in my fridge after breakfast yesterday. So I picked up this 5 dozen box for $ 9.52 which is the cheapest price right now in my area. BTW, his dog loved the chicken, sweet potato, and rice dinners that I made for him to have each night. Plus he got one to take home.

While I was out, I filled the SUV up with gasoline using $.20 off a gallon from points. So I paid $ 2.90 a gallon.

I had not seen my son in 11 months. He has taken off so much weight and looks wonderful. I really miss him now that he has gone home. We had a wonderful dinner out at The Big Ditch Brewery on Wednesday evening. Then a nice quiet turkey day on Thursday. I cooked the Butterball and it was so tender. It was accompanied by sausage stuffing, broccoli, fresh mashed potatoes, gravy, and cranberry sauce. Dessert was apple pie with vanilla ice cream. We had three dinner meals from the leftovers. Then I made turkey soup yesterday using the broth I made from the turkey skin and bones overnight in the crockpot. We had it again tonight and will have it again tomorrow night. Any that is still left we will freeze for another meal.

Hubby and I set our food budget for 2026. We will budget $600. a month for this month and each month in 2026. Will we spend it all? Probably not while we eat what we have in the house. But it will then be there when we have to restock the meat in our freezer. We also use our grocery money when we eat out.

I will talk to you more about that tomorrow. Sorry this is so late today but we have been really, really busy.

I hope you all had a great Thanksgiving.

What are you going to budget for all food (groceries and take out or restaurants) each month next year?

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Every Day

Happy Thanksgiving

We woke up this morning to a winter wonderland. Not a lot of snow but enough for the snowplows to be out cleaning the roads. It is really pretty out but extremely windy.

The only ones who are up this morning are me, Hotch(my family’s dog) and Eloise. So I have time before I make breakfast to make my sausage stuffing. Hotch has taken over Eloise’s bed in the kitchen but she has another one. I didn’t think he would fit in it because he is big dog. But he curls up nicely in there.

But I wanted to tell you about out latest electric bill and gas that came on November 19th. It was for 29 days. The total was $ 230.26. Electric was $117.86. The natural gas was $ 111.45 and the rest was miscellaneous fees and state taxes. We used 475 KWH’s and 3 therms of natural gas. The average daily temperature was 42 degrees.

Last year’s bill for the same month was for 30 days and was $ 178.83. The electric was $ 94.75 the rest was the gas and taxes. We used 446 KWH and 2 therms so less than this year. The average daily temperature was 53 degrees.

You can see that this year’s total usage was a little more than last year but not by much. It has been cold here though. This years bill was $ 51.43 more than last year’s bill. That is quite a jump! I expect that this will be story of this year’s bills all winter. I am not looking forward to those increases as I am sure you are not. No matter what I do in the winter, short of freezing to death, it doesn’t help.

I will be using the gas oven to cook the turkey today. But I will be using the convection function which does lower the time it has to cook. I couldn’t fit all of the stuffing in the turkey so I will be baking some in the oven along with the turkey if I can fit it.

My turkey is only 14.4 lbs. today. It will probably give us at least 2 meals and perhaps a sandwich for my company to eat on the way home. I will get a better idea when I take all the meat off it after dinner tonight. I will put the bones and skin in the crockpot overnight to make broth.

We wish you all a wonderful Thanksgiving! Talk to you on Monday.

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Every Day

Spending Time With Family Is So Important Especially At Thanksgiving

We have been busy with family and enjoying every minute of it. My youngest son turned 50 this past week. He was gracious enough to drive to us so that we didn’t have to drive an hour and a half each way in the dark. We met them at the NY Beer Project for a celebration dinner. That is where my son wanted to go. We had some new beers we hadn’t tried before and delicious appetizers and entrees. The service was phenomenal.

After dinner he and his wife went home to watch the Buffalo Bills game. We brought West home with us. That gave them a few days of staycation. We have enjoyed West’s company. He is so tall now and is in 10th grade. We had a wonderful chat about the AP courses he is taking and all the other ones. I can’t believe that he will be 16 in January. He will be getting his learner’s permit so his parents can teach him to drive.

Let me tell you about what he did for me on Friday. My freezer had really built up some ice. Probably from it being open that time I spoke about. I always empty and clean the freezer myself. It usually takes me an entire afternoon. I asked West if he would help me empty it and get all of the ice out. Everything needed organizing too because while I was dealing with heart issues, things just got thrown in there. It was a mess! He was happy to help me. When it was all done, he told me it was fun. I joked with him that it will need it again in 6 months. He said he would be happy to do it again.

He emptied everything into disposable grocery bags by category as he took them out of the freezer. I went through each bag and checked dates so that the oldest are on top and will get eaten first. We only had to throw out a couple of meat items that had become freezer burned and were from 2020. How I missed them when I have cleaned the freezer before is beyond me.

After it was empty, he left me sitting in a chair to continue my organizing into bags. He had unplugged the freezer before be started emptying it so the ice had begun to thaw. He got all of the ice off all of the walls with a blow dryer and plastic wallpaper scraper. He used a bucket to dispose of all the ice and water. Then he used some heavy old towels to dry it really well. Next, he put most of the turkeys that we would not use at Thanksgiving in the bottom of the freezer. He then put the bags in where I could easily find things and plugged the freezer back in. We had a lot more chicken and beef than I thought. We also have plenty of pork, a bit of salmon, shrimp and haddock. We will continue to eat from this stockpile until all the meat is gone. Then we will restock it as we see really great rock bottom prices. I think Camillo’s is where I will probably get most of my meat when I do a restock. I was amazed at how little time it took us. In one and a half hours, the freezer was all done. He also broke down many cardboard boxes that were stacked in the pantry and took them to the recyclable can. He was such a big help! I did thank him and gave him some cash that he did not expect. I told him it is for his gasoline fund when he starts to drive.

West loves fish so we ordered fish fries with French fries for dinner from Chiavetta’s on Friday night. He liked it but we were very disappointed. The fish fries are now half the size they were last year and have gone way up in price. The fish fries were mushy and the French fries were cold. We will be looking for a different place to get good fish fries especially starting Fat Tuesday.

Last night I cooked us hamburgers with everyone’s choice of cheese, onions, and mushrooms. I do not like ketchup so I put a slice of fresh tomato on mine. Dessert which was eaten later in the evening was Ben and Jerry’s ice cream for two of us. I was too full from dinner to eat any.

It is now Sunday morning and my son will be coming out to pick up West today. He is coming early enough so that he can do a few things for Hubby. We are grateful.

When they leave I will be starting to get food ready for Thanksgiving. I think the turkey has to go in the fridge today. We have family coming to enjoy the holiday with us and stay this week. I am very excited because I have not seen them since last December.

All that said, I will be enjoying my time with them because it could be another year before I see them again. So I won’t be back on here until the Monday after Thanksgiving. Then we will do some more grocery savings for 2026 series posts and start talking about 2026 Budgets. Until then, you guys have a wonderful Thanksgiving. Enjoy your time with family.

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Every Day

Another Turkey

Finally, Top’s put some turkeys on sale starting today. They put Jennie-O and Honeysuckle White turkeys on sale for $ .48 a lb. with a $ 25. purchase.

We hate Jennie-O turkeys because a few years ago we got a turkey breast one and it was the toughest turkey we have ever had. We had to throw it out after cooking it.

So this morning I went to the store a little after it got light out about 7:07am. Knowing that Top’s might run out of the Honeysuckle White, I wanted to make sure that we got one. First place I headed was to get the turkey. They only had 10 of them when I was there. I grabbed this one which was $ 15.02 lbs. I spent $ 15.99 on 20 rolls of Scott TP and 2 lbs. of Oscar Mayer bacon for $ 11.99 which gave me over the $25. I needed to spend. The turkey was $ 7.21.

We now have 3 turkeys: 1 Butterball($ .97 a lb.), 1 ShadyBrook( $ .84 a lb.), and 1 Honeysuckle White( $ .48 a lb). I will cook the largest one which is the Butterball for Thanksgiving.

Once I put the Butterball in the refrigerator to thaw, I will try to replace it with another turkey if there are any left. I prefer to replace it with a Butterball which are $ .97 a lb. at my Walmart and Aldi’s. If there are none, I will get another Shadybrook or a Honeysuckle White if Top’s gets more in. I really like to have 4 turkeys each year. One to eat for Thanksgiving season and 3 for the rest of the year when it is cold out. Some will get canned after it is cooked and some will get frozen. All of this meat for under $1.00 a lb. is making me very happy. I will also make turkey broth from all of these turkey carcasses and skin and then can it for future use.

Our entertainment today will be watching our Buffalo Bills play Tampa Bay here at home. Our team has had a rough time because of so many injuries this year. But it looks like a lot of players will be back today.

Our beef barley soup last night was delicious. We will be having it again for dinner tonight and tomorrow night. When we are tired of eating it over and over again, I will freeze it for a future meal.

Are any of you buying more than one turkey?

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Every Day

How We Will Save Money on Groceries in 2026 – (Part 5)

One way that we have discussed to save money on groceries in 2026 is to start the year off with a month without the grocery store. If we do it, it will depend on how depleted our stockpile looks the end of December. Looking at the inventory now, I am 90% sure that we will do it. We will see how the month of January goes and if it goes well, we may carry it into February.

The idea is to use up what we have so that it does not go bad and to save our grocery money those months. Wasting food is a NO NO in this home.

Here are some ideas on how we are going to survive when our fresh items in the refrigerator are gone:

Milk: We use both shelf stable and powdered. Our back up also includes evaporated milk that can be diluted with 1/2 water.

Half and Half: We will use jarred creamer like Coffemate or use Nestle Crema.

Fresh Veggies: We have multi colored peppers, onions, carrots, and blanched potatoes in the freezer. I prepared all of these myself. I also have a supply of potatoes in my garage that should last through the winter. We have plenty of veggies that are frozen, freeze dried, and canned.

Fruit: We have frozen mixed berries, peaches, cranberries, strawberries, blueberries, tart pie cherries, and pineapple. We have canned apples, pears, peaches, cranberry sauce, pineapple, and pumpkin. We have many pie fillings on the shelf.

Dairy: We have plenty of butter, cream cheese, and shredded cheeses in the freezer. I also have canned butter. We have butter powder, powdered cream, and powdered sour cream.

Jams and Jellies: We have some homemade peach jam in the freezer. We have many different kinds on the shelf.

Eggs: We always have 6-7 dozen in the fridge. But if they run out, we have many dozen frozen. I also have powdered eggs.

If we run out of meat in the freezer, we have canned ground beef, BS chicken breasts, pork shreds and chunks, turkey, beef chunks, corned beef and hams. Many of them I canned and many are store bought.

If we run out of fish and seafood in the freezer, we have canned tuna fish, salmon, and shrimp.

The pictures are just of things that you might use that you are not aware that you can purchase. Sorry about the blurry one.

We are having homemade beef barley soup for dinner tonight. We had a tomahawk steak left in the freezer that Hubby did not like. So I cut it up into beef chunks for the soup. I added diced celery, cut up onions, and cut up carrots. That is what you see here in the picture. Then I added the beef broth. Two hours before we eat, I will add pearled barley to the pot. This is one of Hubby’s favorite soups. He keeps asking me when it will be done. We will eat it with crackers and butter.

Important Information: Yesterday, the Trump administration took the tariffs off of coffee, beef, and tropical fruits coming into the U.S. from South America. This is great for all of us. This means those prices should go down within the next few weeks. How much remains to be seen. The prices still rise because of the inflation and gouging. I did stock a lot of coffee before the prices went up as I am sure many of you did. After all, we can’t go without our coffee. Bananas should go down in price. But the beef is what I am most excited about. It will go down a bit but not much because it was high before the tariffs. Plus we have a shortage right here in America. But it should be cheaper than it has been! Hallelujah!

Any one want to join me on the January Challenge: A Month Without The Grocery Store?

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Every Day

Pay Off Your Debt

I hope(know) I am preaching to the choir. The more I read about the economy right now, I am realizing how much debt people have in the U.S. As of the 3rd quarter of 2025, the average household debt is $105,056. Mortgages dominate the household debt. Average credit card debt is next at $ 6523. Then there are car loans which many people have defaulted on. These cars are being repossessed as fast as they can find them.

People are using their credit cards to buy food and then don’t pay the bill. They just charge and charge and charge. A lot of snap recipients were complaining about not getting their EBT cards refilled but they were going to the hair salon, nail salon and dining out. Does this make any sense to you? It certainly doesn’t to me.

All you have to do is spend 20 minutes on You Tube or Tic Toc and you will see that people are just wasting money, not paying their debts, and saying they don’t care. You can also see that people could not pay their rent and got evicted or didn’t pay their mortgage and lost their homes. They are living in their cars. Sadly, some of them are seniors who didn’t save for retirement and thought they could live on Social Security alone. Social Security was never meant to be 100% of your income in retirement. Then there are those who did save for retirement but squandered their money on things they can’t even remember now. Within a few years, they were relying on SS.

There have always been people who have spent their income faster than they brought it home. They live paycheck to paycheck. They live on borrowed money. They take out home equity loans on their homes to pay off their credit card debt and then charge the cards back up. They keep buying new cars every couple of years and are upside down on the loan of the car they trade in. They just keep digging the hole bigger and bigger. They have no emergency funds. No money in savings. And they wonder why they are always broke.

But I honestly don’t think it has ever been as bad as it is now with the exception of interest rates. Back in the 1970’s in the Carter administration, it got so bad that mortgages had interest rates from 12.5% to 16% by the end of the decade. One of my best friends had a mortgage rate of 16%. UGH! Inflation was so bad that it took a decade for those rates to come down but of course, they never came back down to what they were.

Food was expensive and gasoline prices skyrocketed. There were shortages of gas and I used to drive around with my baby in the car to try to fill up the car for Hubby. He carpooled with another person so on the days the other one drove, I would look to fill up the car for Hubby. When you found a gas station that actually had some gasoline, you could wait in line for hours. Many times I would just get 2-3 cars from the pumps and the station would run out of gas. It was so very frustrating. But we all survived.

That was the first time I purchased TVP ground beef because the price was a lot lower than ground beef. Let me tell you, it tasted terrible and you had to doctor it with a sauce to make it tolerable. It probably was worse than the plant based beef today. I had to cut where I could. In those days we had 2 kids and it was a struggle to feed them healthy food on a tight budget. But we made it work. I washed diapers and hung them to dry so that I didn’t have to waste money on Pampers which were $.99 for a box of 12 if I remember correctly. That freed up money to buy more food.

You can blame what you are going through now on the Clinton Administration. They agreed to a Global Economy. You are seeing now in real time how that has worked out. It was the worst thing that has ever happened. Taking manufacturing out of the hands of America and handing it over to China and other countries was a very bad idea. We are paying for that now.

President Trump can try to get prices down but I don’t know how with a Global Economy. He is trying to bring manufacturers back to our country but that will be a long process. Fed Chairman Powell is bucking him every step of the way also. Perhaps when he leaves next year, things will get better. I know no one wants to hear it but there really isn’t much that Trump can do except give out tariff checks to the people. But then again, if the Supreme Court says he can’t charge other countries tariffs, he will have to pay it all back. It actually looks like they are leaning that way. There will be no money for rebate checks. So don’t count on it. I don’t understand why other countries can charge us tariffs but we can’t charge them. It doesn’t make sense to me and I graduated from college with an accounting degree.

Now President Trump could go after the large grocery stores that I believe are gouging us. Of course that would be hard to prove. The prices just keep going up and up. I know it is supply and demand but I am seeing a lot of people who are refusing to buy anything except necessary food. The demand has to be down the past few months but the prices sure aren’t. I also believe that this Christmas buying season will be a dud. People have no money and their credit cards are maxed out. I know that I have bought less and less. If it isn’t a necessity, it doesn’t get purchased.

There is something really wrong when the top 10% of earners in this country make more money combined than the other 90%.

The biggest thing you can do right now is what I have always said. Pay off your debt if you have any. With your debt paid off you will be in a better position to ride out this storm that is coming. I just know that there are some people who come here who need to hear this.

That said I think things are just going to keep going up in price. It is my belief that the radical leftist elitists don’t want us to have any money. They want the power to control us. Hence, we will see prices continue to rise on food and anything else we need. You have seen your utility bills rise a lot whether it be gas and electric or water. Our garbage prices have gone up. Our car and homeowner’s insurances have taken a steep increase. I know my property taxes have increased immensely over the past 4 years. They are becoming more and more unaffordable. Our telephone, cable TV, and internet package has gone up about $50. just in the past couple of years. Our private health insurance has gone up as a result of Obamacare. Everything is on the rise!

So pay off that debt and start building your savings. You are going to need that money sooner rather than later. Save money every way you can!

What really scares me is that I believe and have for a long time that we will turn into Venezuela. They were one of the richest countries in the world and now they are one of the poorest. First it was inflation then they were on a roller coaster all the way up to hyper inflation. Now people can’t afford to eat. The people are fed up but this is what happens when a country turns Communist. Beware people it is starting here with the latest election of Mamdani as Mayor of NYC and now another communist Mayor in Seattle.

I hope I am wrong but after living almost 80 years, I have seen a lot and learned a lot and I don’t like what I see at all.

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Every Day

A Little of This and a Little of That

These are the things we have been doing to save a few dollars here and there.

We got another $10. rebate in the mail. That will get deposited in the bank soon.

We have been eating from our pantry and freezers. Our fridge is quite stuffed right now. So I will be taking inventory of it so that none of the produce goes to waste. We have a lot of romaine lettuce, tomatoes, peppers, etc. So we will be adding salads to our meat entree each night instead of a canned or frozen veggie.

Dinners have been strip steak, meatloaf, chicken skillet dinner, and pizza. We have a lot of shrink wrapped organic ground beef that is older so we are trying to use that up. I may have Hubby make a big pot of chili this weekend. Tonight we will have leftover meatloaf. Hubby loves it as a sandwich. Me not so much. But if I warm it up, I can tolerate it.

Today, I need to go to Walmart to pick up some prescriptions that are ready. All of the scripts should be $0. co-pay. I may stop at Aldi’s for a few things while I am out.

I needed Christmas cards for this year so I got them at Walmart. Sometimes I just have to spend money but I am very careful to get things on sale if at all possible. The cards were really nice and only cost $ 6.67 for 18. So I got two packs. They will do the 25 people I have to send them to this year and some leftover for next year. I will pick up some more after Christmas when they are dirt cheap. Fortunately, I stocked on Forever stamps before they went up in price.

I also purchased a new woman’s rechargeable razor to shave my legs. I have been using an old one of Hubby’s for at least 20 years replacing the blades when need be. It just doesn’t work anymore. So I had been watching prices to get a great deal. I found one at Walmart marked down from $30. to $16. It works great!

The last thing we purchased was also from Walmart. It is a 32 inch Reacher Grabber with a Light. It was marked down from $50. to $10. Hubby had been looking for one for me to get things off the top shelves of my kitchen cupboards. My upper cupboards are very tall and being that I am only 5’5″, I can’t reach them without getting out a step ladder which is very annoying and dangerous.

So we saved $ 54. on just two of these purchases by watching prices for a while so that we knew when a deal was really a deal. We spent $39.34 on all of these items but it was money well spent only on needed items.

We continue to try to save money towards our goal which I talked about in a prior post. We should reach our goal within the next 6 months. We are getting really excited about it.

You know that we always do the best we can to try to save a few dollars on our gas and electric bill. We continue to do all the things including turning the heat down to 64 at night until 8am in the morning. We have lots of blankets so we are very comfortable. But Eloise always seems cold when she gets me up early morning. She has two warm soft beds to sleep in which she does but her back always seems cold. I gave her a blue velvety blanket the other night. I drape it over a chair and she loves it. She crawls under it and sleeps and does not seem cold when she wakes up. I am glad that I found a solution that does not involve turning up the heat at night.

I neglected to tell you about my October electric and gas bill. We used just 425 KWH over 33 days. It cost us $ 115.41. They say we used an average of 13 KWH per day. We used 21 ccf’s of natural gas over those 33 days. They convert that to therms for billing purposes. Our gas bill was $ 48.48. Our total bill for October was $ 164.84 including fees, taxes and surcharges.

Last years October bill was a total of $ 128.98 including fees, taxes and surcharges for 27 days. We used 400 KWH of electricity and 19 ccfs of natural gas. The electric bill was $ 88.36 and the gas bill was $39.67. So year over year this October bill has gone up $ 35.86. Granted they made this billing period 6 days longer. But it is still outrageous! No matter what we do to conserve, the bill just keeps going up and up. We are paying for all of the chip plants that the billionaires need for A1. I see no end to these increases in sight!

Are your electric and natural gas bills rising no matter how much you conserve?

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Every Day

How We Will Save On Groceries In 2026( Part 4)

According to the USDA on the thrifty plan for August(latest data), I should be paying $ 517.10 on groceries for the two of us. We are not spending anywhere near that while we are eating from the pantries so my grocery money is building up. That way when my freezers are empty except for turkeys, I can do a big shop for meat as I see rock bottom prices. I will keep my eyes wide open when that happens. The Camillo Sloan Market that I talked about in a prior post will be where I will get most of my meat. Their prices for prime meat are less than any other place where I can buy it. My stock of beef is really down so that will be the first thing I buy.

The thing I like the best about this market besides their prices is the fact that they are family owned. I don’t know about you but I am tired of lining the pockets of places like Walmart whose profits are just soaring year after year. I truly believe that we are being gouged. Last week as I took a walk through both Walmart and Top’s, many, many prices were up $.75 to $1.00 from the week before. Walmart and my Top’s tries to tell us it is because of the tariffs. 80% of Walmart’s food products are American made. So we are being lied to. I would expect that Top’s percentage is probably even higher.

On Sunday while I was listening to the football game, I cleaned out the two freezer drawers in my refrigerator. They seem to get messy very easily. I found a package of strip steaks that I bought on sale last July that only cost me $12.76 for both of them. I was thrilled to thaw them and have them for dinner Monday night. I made baked potatoes with butter, sour cream and bacon bits and broccoli to go with them. It has been snowing here since Sunday so there was no grilling them outside but Hubby grilled them inside. They were delicious. There were leftovers for a steak sandwich yesterday. It just felt good to eat such a bargain when strip steaks are so high in price in my area now.

I did get to Aldi’s the other day. I got celery for $.95, 2 packages of brown gravy mix for $ .29 each, and 2 bags of cranberries for $ .99 each. They had no potatoes and their onions had gone up to $ 1.65 instead of $ .99. My fault that I didn’t get there on time. But I really appreciate Belinda letting me know. I also had to pick up a prescription at Walmart so I got 4 more of the heavy cream on rollback.

So I went to my family owned, Niagara Produce, and got a 5 lb. bag of russet potatoes for $1.99 and a 10 lb. bag of onions for $ 3.99. This is another store that I will frequent in 2026. Some of the onions I will be dicing up and freezing in portions. The rest we will use up within a couple of weeks. We will use the potatoes for baking and mashed. It won’t take long to use them up.

It has been snowing here since Sunday. We have a lot for our area so early in the season. But that does put a damper on my shopping. I did brave the snow to go to the dentist on Monday. But I am not braving it today to go to my hair salon. However, Hubby says he will drop me off there and come back to get me when I am done. It is only a couple of miles away.

Let’s go back to the USDA food plans. For the low cost plan, groceries for the two of us should cost $ 548.60. For the moderate plan, it should cost $674.50. For the liberal plan, it would be $ 817.30. We are trying to set our budget for 2026. The liberal plan seems extremely high. I don’t think we will spend that. I could use some help here. Does the government plans really mean anything? Don’t forget these plans are for August 2025 so they do not take into account the prices that have gone up month after month. UGH! What do you guys spend per person per month for food now that prices are so high? Would you mind sharing the amount per month and the number of people that you feed? Meanwhile Hubby and I will look at what we have spent over the past two years and try to figure this out. One thing is for sure, with all the price hikes, it won’t be the $200. per month that we used to spend. Thanks in advance for your help.