Friday’s Frugal Things

We had bacon and eggs for breakfast.

I have been trying to find out why an insurance claim for the Hospital ER back in July 2022 was denied. I got a denial of claim letter on Oct. 25, 2022. I called the insurance company on that day and was told by a representative that it was because they needed more information from the hospital. She told me to sit tight and I would hear soon. Well, I had gotten nothing as of yesterday. So I called the hospital and asked if it had been paid by my secondary insurance. She said no that they had sent two denials. She said Medicare paid their portion but my secondary was denying it. I asked how much was left of the bill. She said $190. I knew there would be a deductible that I would have to pay for the ER but not that high. So at 8am this morning, I called the insurance company to ask what the hospital had to do to get this paid. I also told the woman I talked with that I am very frustrated with this. Everybody is passing the buck and I am left in the middle. She said hold on while I look at the claim. After doing so, she told me that it should never have been denied. If Medicare pays, they pay. She said the computer is stupid and she really meant it. I also told her so is the girl who I talked to on October 25th who should have realized that it should have been paid. The woman I talked to today is reprocessing it and making sure it goes through this time. She says I should get the benefit statement in the mail within 20-25 days. She is also calling the billing office at the hospital today and advising them that it was denied in error. They will get their money within 20-25 days. Then they can bill me the co-pay. Moral of this story: Never give up even though it is very frustrating. You just need to get to the right person. The $190 was not coming out of my pocket. We pay for the best secondary plan every month so I was not giving up. I will follow up in 20-25 days and make sure that I get the statement and that the hospital is paid.

I spent some time organizing my food storage today. It had gotten out of hand with Hubby’s hospitalization and then mine. I will spend a little time each day until it is the way I want it..

We are also starting to take some items off of dressers and end tables in our bedroom to get ready for the carpet work to be done on Tuesday. We also have to remove the bed on Sunday. That should be easy because it is a sleep number bed and comes apart in pieces. That will go out with the garbage next week. We are paying the people who are doing the carpet work extra money to move 3 dressers, a recliner and 2 end tables out of their way. They are too heavy for us to do it.

I spent some time reading a book on my Kindle.

Just before dinner, I helped Hubby mount our big screen TV in the bedroom on the wall.

For dinner tonight, we will have porterhouse steak cooked in the air fryer. Hubby does all kinds of steaks perfectly in there in the winter. I will also make some salads to go with it.

We will catch up on Yellowstone some more today too.

Did you save any money today?