I am always honest with you. We only saved $ 471.70 in October. The biggest reason is all the expenses we had to get our property ready for winter. We had Aqua Systems come and blow the lines out on our sprinkler system which was over $100 . The bill came for $ 648. for the trees that were taken down the end of September. We put a $ 500. deposit down on the railing that is being made for our back steps. We will owe another $1100. when the job is done.
We paid $ 200. in doctor bills and $70 in prescriptions for me.
We spent much more than we had been spending on groceries in order to stock up on food, household items, and OTC medicines for the winter. That was an extra $1000. I did not show any of this on this blog.
We needed many things for Eloise and I wanted to stock up on some food and litter for her for the winter. Chewy is very happy with my spending on her. Those bills came to $438. Pets are expensive as I am finding out.
I paid my domain charge for the blog for a year. Spectrum bills went up by around $10. a month. Our electric and natural gas bill went up.
We went out to eat twice. Those bills added up to $180.
We paid our Texas property taxes.
We sent a housewarming gift to friends of ours for $100. Hubby also sent $ 150. to Tunnels to Towers. He gives them money twice a year.
I spent $200. on clothes for me which is very unusual. However some of my things were getting threadbare. I also purchased a fit bit type watch to monitor my heart.
Hubby purchased a really good cover for our grill for the winter. We plan on using the grill weather permitting most of the winter. He also bought a large thick rubber mat to park the snowblower in the garage when we bring it up from the shed. We have a plow guy for the winter but not until December 1st. We may need to snow blow if we get snow in November. Fingers crossed we don’t have to.
We plan for all of these extras by saving money every month. However, once we put money into savings and investments, we do not like taking it back out. So these things we spent on this month came out of our checking account. That is what we try to do every month.
I expect some large expenses this month also. I have to get all of the monetary Christmas gifts ready for December. The same goes for both of my son’s birthdays.
We will have another large expense but I won’t talk about that until December.
With the exceptions of those expenses, we will be saving as much as possible in both November and December.
Did you save any money in your investments and savings in October? Ours was small but every little bit helps us get to our goal.