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Cutting Costs Again

Our mail brought us notifications that both Hubby and I are part of a class action suit because our doctors got hacked a couple of years ago. They have already decided how much money we will receive. We will each get $60. Wow! We have been part of these suits before and we were lucky to get $10. Believe me we are not complaining.

I took bottles back to Top’s today so I had $4.00 to go towards 5-12 packs of Zero Sugar Fanta that were on sale at B2G3F. Now all of my bottles are caught up from the winter. I was going to get a ham for $1.29 a lb. but they were all gone. It would have been nice if they had set aside some for the seniors to get since it was 6% senior discount day but they didn’t. So I will be on the hunt for a good price on hams the next couple of weeks. Anyhow, I got 5 of the sodas for $20.98 + $ 3.00 for the bottle deposits which I will get back and 5 Top’s chicken stock that were $.99 each when you purchased 5. I am getting low on stock since I haven’t canned chicken lately. My total was $25.93 minus $4.00 deposit return slip and $ 1.56(6% discount)= $20.37 OOP. I am no longer counting tax on my grocery bill. I am keeping track of that separately because I want to know how much I am paying in taxes this year.

While I was out running errands, I went to Niagara Produce and got 2 dozen Xtra Large eggs for $1.49 each and a 3 ct. package of Romaine Hearts for $2.99. My total OOP was $ 5.97.

The cash station was $2.839 for gasoline today. Prices have gone up because of the Iran situation. I had 181 miles left in my tank but I decided to fill my tank up because the prices will go up even higher. I got 6.67 gallons so it cost $ 18.94.

I have now decluttered our master bedroom and bathroom, the coat closet, the laundry room, and now I am working in the kitchen. I am getting rid of so many things in case we move again. It feels freeing because it is less to take care of.

Now that February is in the books, we had $2611.+ extra income this month. We get extra income from tax returns, interest, rebates, etc.

Dinner the last few nights was pizza at home and filet mignon. We finished Hubby’s coleslaw salad that he makes as a side with the filets. Dinner will be appetizers from Applebees that I will order on take out. I still have a lot of their giftcards that I got on a deal through Top’s a couple of years ago. They will pay for the entire order. I have heard through a good source that they may be going belly up so I want to make sure we use up these giftcards.

What have you saved recently?

4 replies on “Cutting Costs Again”

I submitted my medical eye receipts to insurance 818.00 (I am on a script that can cause eye deterioration so extra testing), but I did buy glasses online (149.00). I should get back 682.00 based off last years reimbursement.

Hi Precious, I never thought to count interest in our money market as income. I just leave it there to compound. Thanks for the tip. I know Hubby puts it on his spreadsheet as income, but I hadn’t really thought about it. I am not an accounting type, so I always thought we were doing ok if I put my sinking funds in at the beginning of the month as well as any leftover income in savings after paying the credit cards and just leaving a minimal amount in checking for the month for groceries and such. Kind of a guardrail system I made up. LOL! But it worked and made sense to me.

I will get groceries tomorrow, but we were low on milk so I went to Kroger and got some. I also got some BOGO chicken breasts to cook tonight and then I will have them for lunches and any other things I want to make like chicken tikka masala.

We got the gas bill but not electric yet, I expect it soon. Will report then since you report both together.

Hi Chris,’

It is compounding but it is passive income each month. You Hubby is right to put it on the spreadsheet that way. Your system is good too.

BOGO chicken is a great deal as long as they don’t raise the price on the first one which is what they do in my market. I always have to do the math to see if is a good deal for me or not.

Looking forward to your report on you utility bills.

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