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Every Day

Cutting Costs Recently

I won a $10.00 Top’s gift card playing the Monopoly game. That will buy some meat the next time I go there.

Instead of going out to breakfast at Kalamatta’s Restaurant on Sunday, we cooked at home for my son and grandson. Hubby made waffles and I cooked the bacon, sausage, and eggs. I really wanted to go to the restaurant. But I decided it would save us the $80. it costs including tip to just cook at home. My son helped Hubby get all of the patio furniture out of the shed and get the snowblower put in there. West took our winter coats, gloves, and hats down to the storage bags in the basement. He also took a few bags of groceries to the pantry for me. They are a big help to us. After that was all done, we played rummy which is free entertainment.

Just as my son and grandson were leaving, my other son called. So we had a long enjoyable chat.

I cut open a free sample of toothpaste from the dentist to get the very last bit out. There is always enough left to brush my teeth at least two more times. The larger tubes have even more left in them. So don’t throw them away. Use it all.

One of the hems on a rather new dish towel came undone. So I repaired it.

I scanned many receipts into Fetch.

I took inventory of my canning jars, lids and seals. I have enough for this year so I was happy that I didn’t have to buy any of those things.

I baked 8 potatoes the other night. I used two for dinner and made potato salad with the rest yesterday. Thinking ahead when you bake something saves on energy. Fill up that oven.

My new gas and electric smart meters were installed yesterday. I wouldn’t let the girl put them in until I read our meters and wrote the readings down. She was standing right by the meters when I went out there and she said she would read them while I wrote them down. I immediately went in the house to look at my last bill’s readings which was created on April 17th. I realized that she had read the electric meter wrong. She had added 1000 kwh’s. I have never used that many kwh’s in 11 days or a month. My electric readings are very consistent over the 15 years we have been here. So I went out to tell her and she was very apologetic and said she would change the reading to correct it. What I actually used in that period of time was 184 kwh’s. I am glad we were home because they take the old meters back to the company. Then you have no proof. The gas reading was correct and appeared on the gas meter. But the electric meter started at 000000. They have to take the electric meter to the company and the reading and then they add the usage from the old meter and new meter together. I would have been shocked if I had a bill in May that was 1000 kwh’s more than we use. I will be calling the company tomorrow to make them aware of her mistake and make sure they have the correct reading. I also want to ask them how this all works online. They left no literature on it. But the moral of this story is that you should always read your meters when the company is replacing them.

Our landscaping company came last week and did the weeding, trimmed all the bushes, and mulched our many gardens. The owner decided to charge us the same amount as last year. I was thrilled because I am sure his costs went up the same as everything else has.

I discovered water in the cabinet under our kitchen sink last week. Hubby could find no connections in the pipes that were leaking nor was the garbage disposal leaking. I have run the dishwasher twice since then and no water is leaking from that. So he has finally determined that the seal that holds the sink into the stone countertop needs to be resealed. It seems to be worn out in spots. He will be removing the old seal and installing a new seal today. A tube of that stuff is a lot cheaper than hiring a plumber.

I have washed a few loads of laundry in cold water this week and hung them to dry. When I spring cleaned my laundry room, I cleaned out the cupboards. I found a container with a bit of homemade powdered detergent in it. I am using it up instead of throwing it out.

This is Walmart + week. There are many benefits that members will have. It started yesterday. I will be taking advantage of the gas savings and the express delivery and perhaps a few more things.

I have started a new batch of vanilla using new vanilla beans and a very cheap bottle of vodka.

We continue to keep lights off in the daytime. I turned our heat off tonight finally. We will see if we will be able to keep it off.

I have started to reread 4 bookshelves of books that I own. As I finish each one, I will donate them.

Hubby is now only going to therapy once a week instead of twice. That is saving us gasoline and one $25. co-pay a week.

Peacock will be expiring soon. We have enjoyed it but not enough to renew it.

We are eating all meals at home this week. Have you noticed that beef and chicken rarely go on sale anymore? The word online is that fresh fish and seafood will be the next thing to skyrocket in price. So if you like fish, shrimp, or scallops get them now. I have been watching for sales these past few weeks on beef. Finally Top’s has their NY strip steaks on sale at $11.99 a lb. I purchased 6 of them yesterday. I will continue to pursue the sales on beef but it is very rare that I will see any. Pork is cheap here but nothing else.

That is it for today. How are you cutting your costs?

I am almost done with the post I have been working on. So that will be up when it is finished.

Categories
Every Day

A Little of This and a Little of That

The below post I wrote one week ago. I thought I had published it. But I must have forgot. Sorry about that.

It has been another busy week. We had 4 appointments this week and we have 4 next week. They take a chunk out of our time especially when they are scheduled midday. They will be easing up after that because Hubby is cutting back his PT to once a week. He will do the second one at home. He ordered the little bit of equipment that he needs. Fortunately, it cost under $35. We have a heating pad and ice bag which he has been using at night before bed. We joke about the ice bag. It is almost 58 years old. I purchased it when we got married. I suppose we could buy a new one but this one works perfectly fine.

In between all of the going out, I have been spring cleaning our home. Hubby has always cleaned and polished all of our hardwood floors and we have a lot of them. He can no longer do them so I have added this chore to my list. I did all of them this week and they turned out beautiful. I was very proud of myself. It hurts my back a bit but I am in better shape than Hubby right now.

I have also been getting my downstairs pantry into better shape. Over the past few months it has become messy when I don’t have time to put away the grocery hauls. It is starting to look much better now.

I have been trying to find time to clean and organize the downstairs freezer. But every time I schedule time to do it, something comes up.

I am hoping to get the SUV washed and clean the inside. I may take it to the carwash this week which will save me some time. Then when I get home, I will vacuum and wash the inside and do all the windows. Now that we finally have some nice weather coming, it should stay cleaner longer. It has been so cold and crappy here. We still have our heat on. I got a huge electric and gas bill for the past month. It was for $ 281.58. It is 66 right now as I write this but raining. It is supposed to clear up this afternoon and then be cloudy tomorrow and 52. Then 53 to 62 the rest of the week. That is much better than it has been. Maybe if the nights get warmer, we can turn off our heat soon.

This week we got a $10. rebate check in the mail along with a Pillsbury coupon good for any product up to $8.00. We also got a notice from Rite Aid to join their class action suit because my info was hacked. So got that taken care of today. So many companies are not keeping your info safe.

Hubby made a big pot of his homemade chili this week. We ate it for 3 nights and then had some on hot dogs one night. Last night we picked up 2 fish fry dinners from Chiavettas since it was Good Friday. They come with French fries. They were so good and we have leftovers for tonight.

Did any of you watch the Matlock Finale this week? It was so exciting and such an ending. I am happiest that it has been renewed for another season.

My son had a really busy week so he is staying home and resting this weekend. We will miss him and West but will see them next weekend. So I think I will continue to spring clean my home. I can work in a couple of bathrooms today and the laundry room tomorrow.

Now this is the current week. I cooked a turkey breast this week. We had turkey dinners two nights in a row. Then I put the rest in the freezer in 2 person portions to use in the future.

I have been working so hard this week that Hubby decided we should treat ourselves and go out to dinner on Thursday night. We have a new brewery in a close by city called the Big Ditch. It is a beautifully renovated space. The food and beer were excellent. Service was outstanding. We will have to take your Hubby there Chris when you visit again. I think he would like it.

We ended up with 4 appointments this week and our only free day got booked by our landscape crew to do the spring cleanup and mulching. They will be back to take 2 trees out that died. They got a blight. They will replace the one out front and just seed where the other one is. It never did well on that side of the house because of the wind tunnel that goes through there anyhow.

This week I picked up some shelf stable milk at Dollar Tree. I also picked up a few items at Aldi’s one of which was a carrot cake that Hubby and I love and it was marked down by $2.00. That was about it for shopping.

We got our tentative assessment for our property. They raised us again this year by $33,000. That brings us almost to the assessment that they tried to raise us to the last time that we fought it. So we have an appointment to fight it again next week. Housing has not been selling in our neighborhood. The house partially behind us has been on the market for over 2 years. Getting the builder to have the lawn mowed is another problem we have. When it gets higher, I will contact the town about it. I dealt with the sales rep last year and she was nasty. So I will report them this year. It is a code violation. A neighbor put their house on the market for three months and took it off because it didn’t sell. I believe they are not selling because interest rates are too high. Anyhow Hubby is working on the grievance so that we have a strong case.

Well that is it for right now. I have another post that I have been working on to help you. It is 1/2 done. I will try to get it on here within a couple of days.

What have you gals and guys been up to?

Categories
Every Day

How We Are Saving Dollars

I am using the cash station to fill up our SUV because the price is $ 2.83 per gallon vs. $ 2.99 at the Top’s station. With no gas points to use because of the lack of much shopping, we save $ .16 per gallon and it is much closer to my home.

I had to go to the Urgent Care on Monday. I was diagnosed with a sinus infection and 2 ear infections. The Urgent Care is only 3 miles from my home. My doctor is 17 miles and couldn’t get me in for a few days. The Urgent Care had me in and out in 15 minutes. Fortunately the 2 drugs they prescribed were cheap. So I picked those up along with another one that had been refilled for me and only had to pay $13.75 for all 3.

I got a $ 5.00 liquor rebate in the mail. I have more coming. Every little bit helps.

We earned a $100. cashback rebate by using my credit card. We never pay interest so this is a win-win.

We had a meal of the free potstickers last night. Hubby steamed them and they were so good. We finally finished up all the chicken I had cooked.

For dinner tonight, we will have Chef’s salads to use up some of the produce and meat in the refrigerator. I will hard boil some eggs in the Instant Pot.

Breakfasts this week have been eggs, French toast, and bacon and grilled cheese and meat sandwiches. I think today, I will have soup that is leftover in the freezer. Soup is my comfort food and I don’t have much of an appetite with these drugs that I am on.

We have decided to go to Applebee’s one night this week for dinner again. We have discounted gift cards that will pay for it to use up. I am worried that with all the restaurants going out of business, we will lose that money.

Hubby has been trimming our bushes little by little. He is doing it so that when the landscape crew comes they won’t have as much to do. Plus we won’t have to pay for trimming when they do the spring cleanup and mulching.

I am now using a larger box that I already had for Eloise’s cat litter. She was using a much smaller box and when she would go in there and kick to cover everything up, half of it would go on the litter rug that is underneath the box and on the tile floor. She is almost full grown now and she is a very long cat so this is working much better. The past two nights since I put it in there, she has not gotten any litter outside this box. Less for me to clean every night. When I made the change, I spring cleaned the entire laundry room that the box is in. It felt good to get that done. Besides working on the freezers and pantries, I am trying to spring clean a room every couple of days too. Today I will be cleaning our master bathroom.

I was going to go run some errands today because it is Senior Discount Day at Top’s. But I don’t feel that good today so I will have to do it another day this week. I lose that 6% off but I only have 4 items that we need and my health is much more important to me.

We are trying to be very careful with how much electricity and natural gas we are using. It is still cold here. Overnight it was 27. I think about it every time I go to cook, do laundry, take showers, use the computers, and the TV’s. I am very conscious of lighting. No lighting during the daytime unless it is stormy and dreary. It is sunny today so that will help the heating bill. I have the window coverings open when the sun is on them.

As I go through each room that I am spring cleaning, I am getting rid of clutter. I do this every year. Since it is garbage day on Thursday, it will go or be donated to Goodwill.

We had some big expenses in March. Our homeowner’s and auto insurance we pay yearly was due. It reminded me that we have been in our home here for 15 years. Time flies! But because of that we were only able to save $4500. towards our goal.

I hope you guys are saving what you can. I know it is hard because everything is so expensive. But if there was ever a time to be frugal, it is now. President Trump and Elon and Doge keep reminding us how fragile our economy is and the mess that they inherited from Biden. It is not an easy fix and the accountant in me is really worried that we could all lose everything if our economy collapses. Biden and his administration brought us right to the edge of the cliff. They are trying to fix it but only time will tell if they can. Personally I think these people who robbed us to enrich themselves should all go to prison.

What have you been doing lately to be frugal and save some money? It doesn’t have to be big. The little things add up faster than you think.