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Every Day

Frugal Things In The Past Few Weeks

We have done a few things frugally in the past few
weeks.

Our SUV just turned 6 years old. It is in excellent condition and we want to keep it that way. We have less than 30,000 miles on it. We had quite a bit of snow this winter so it went to the car wash a lot to get the grime and salt off. Salt causes rust and we do not want any of that. The car wash costs $10. for the Works. Every time we get it washed, they give us a receipt. If you save 5 receipts, you get a free wash.
Hubby used 5 of them last week to get a free wash. And I have 5 more to use next time. Once it warms up here and we turn the outside water back on, we will wash our own car. 

We have been cooking all of our meals from scratch here at home using fresh ingredients that we purchase as cheaply as possible. We have been watching our portions and making sure that we get the nutrients that we need each day. Overeating wastes money and causes us to be unhealthy.

Our weight scale was old and Hubby was sure that it was inaccurate. I researched the best ones. They ranged anywhere in price from $15.00 up to $ 190. dollars. I bought the one for $19.99 which was highly rated. It is working well for us. I didn’t need an expensive one that worked with your computer and phone.

Last year we hemmed and hawed over renewing our B.J.’s membership. I didn’t but then they caught us with a year for $25. It was a mistake. I only did two shops all year and most of that time was used checking prices. With a year’s worth of careful research, I have determined that I can get the same prices and a lot of the time cheaper prices using Amazon, Walmart, Target, and meat sales at the regular supermarkets. A lot of prices were higher also and quantities are so big that our little family of 2 has trouble using such quantities. So when our membership was up the end of March, I did not renew it and will not be renewing it.

Our faucet cartridge died in our kitchen faucet. Hubby had a terrible time getting the screw out so that he could replace the cartridge but he kept at it and after an hour and a half, he was able to take it apart. Meanwhile, I went to the hardware stores in search of a new cartridge. Home Depot was the only one that had one in stock. The price at $20. was outrageous. But I had no choice but to buy it since we would have no water for a few days while I ordered one. And I was not about to go without water in the kitchen for an hour let alone a few days. While Hubby installed it, I found the same one at Amazon for $ 13.71. I ordered one to have a spare here the next time this happens. This guarantees that we will have one cheaper or that it will never give up the ghost again. Either way that works! 

I have almost emptied our last refill for our soap dispensers. Rather than buy more refills, we will refill with shampoo. I have a ton of shampoo that I got free that will work just as well.

I have been weeding out food from our basement storage pantry that we will never eat and donating it to the food pantry. I have been organizing it as I do this.


Since our winter electric and natural gas bills have been so high this winter, we have been really careful to turn off lights, use cold water washes, and use small appliances for cooking. Our last bill was $40.  less than the one before. Because this winter was so cold and snowy, I have not been able to determine if our back storm door is helping lower the bills. But we are hoping it is. If nothing else, it will be nice to have fresh air in the morning room and kitchen once the temps go up. 


I filled up the SUV with gasoline getting $.50 off a gallon using Top’s points. 

It is amazing how when you take the car in to get something done, they try to sell you something else. Hubby took the SUV in for a recall and the dealer told him he needed new brakes. He took the car in to get the snow tires taken off and the regular ones put back on. They told him that we needed a battery. Hubby has scheduled an appointment at our trusted garage who always fixes our SUV. Our car needs to be inspected in April. We will let them tell us if we need those things. If we need a battery, Hubby will buy one and install it himself saving us the labor. If we need brakes, my son said he will install them for us or if the garage’s price isn’t too costly we may get them done there. 

I have decided not to plant any vegetables again this year. Niagara Produce has such great prices on local veggies and fruits that it isn’t worth my time and effort. Plus I have no space to grow the amounts we will be using. 


That is about all that I can thing of right now. I will have to get back to keeping a list so that I don’t forget to tell you everything.


Please leave a comment and share with all of us what you have been doing frugally lately.  

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Every Day

A Day In The Life

After getting up really early and getting that one cup of coffee and an egg for breakfast, I got ready to go to the dentist for an 8AM appointment. I just loved dealing with rush hour traffic especially when it had been snowing since Saturday night. Another expensive trip($330.) for cleaning and X rays but the good news is that I had no cavities.

Next it was a trip to the bank to get cash out for April’s groceries and eating out. After tracking spending on healthy food last month, I decided to get $500. for the month. My trial run in March was $800. which got us some items that will last more than a month or two plus let Hubby buy some goodies for himself. I had $ 77.90 left from March to roll into April. So after doing my withdrawal, I had a running balance of $577.90. I will be taking any monies that are left each month and just rolling it into the next month. That way I can build up a balance so that if I find a great meat sale, I can stock.

It will also allow me to build up some monies for a nice dinner out. We are cooking all of our meals right now but I am sure after a month or so, we will want to go out. I have looked at most of the menus for the restaurants we frequent and I believe it will be pretty easy for me to stay on South Beach while eating out. 

Easter has been on my mind since family is coming for dinner. I have a spiral sliced ham and a large turkey in my freezer that I purchased at rock bottom during the holidays in 2018. However, Hubby wants a leg of lamb. Lamb usually goes on sale closer to Easter. I will be keeping my eyes open for that perfect sale price. If it is really good, then I will buy one for Easter and a spare for the Fall.

But I did start getting things for an Easter basket for West. I had a $3.00 ECB and a $2.00 ECB that CVS just gave to me. So on the way home from the dentist I stopped and got some candy to start it. Free was terrific! I am doing something different for my granddaughter. 

Next I went to Niagara Produce to pick up some produce. We are going through a lot of produce these days. I also picked up some cold cuts and free au jus for Hubby. And I shopped at Walmart. Jelly beans are more for West’s basket and some for Hubby too. Hubby wanted wraps to go with his cold cuts. 


I started with $ 577.90 in my budget and after deducting the Walmart and Niagara Produce shop I have a balance of $531.00. I will most likely do a Top’s shop tomorrow since it is Senior Citizen Discount Day(6% off).


I am beat after all of the shopping and the dentist. So I will most likely settle down with a book and my lemon water for a while. Hubby needs to go outside and rake up the glass from our table on the patio. It broke during the wind storm a few weeks ago and he hasn’t gotten to it yet. He started one day but he said it was too cold. So we will be replacing it with a new patio dining set soon. 


The other surprise we got today was a notice from our town that our assessment on the house went up $33,000. for 2019. They nailed everyone in here most likely because the houses were selling the end of last year for 28-40% more than they had been. I expect we will get hit again next year because they are extending our neighborhood behind us. So lots of new homes will be for sale. They started selling them about two weeks ago and have sold 6 so far. I will be happy to have a large home behind us to break up the wind. 


Now that I am losing so much weight, I was afraid I would lose my wedding ring. I almost lost it last weekend. So I stopped and got a ring guard. That will work until I am down to the weight I want to be and can get it made smaller. 

Tonight I will be making a South Beach recipe for gingered chicken and steaming some asparagus. I will make some rice in the rice cooker if Hubby wants some.   


I hope you are having a great day! Have you gotten any great deals lately? Please feel free to tell us all about them in comments.

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Every Day

I Am So Grateful

I want to thank everyone here who prayed for me and wished me well during my surgery and recovery. Thanks for sticking with me while I am recovering.

Since 2007, I have blogged under various blog titles and I have enjoyed every moment of it. My only hope when I started was that I would be able to share with you frugal things that would help you along your life’s journey.  However, something unexpected happened. So many of you who have frequented my blogs for so many years have taught me many valuable things in your comments. Some recipes and things that I still use today. For all of those things I am very, very grateful! 

I am also very grateful for the many friends that I have made. Some of you I know but others I have never met. But I feel like I know you all after so many years.

So as I start the next chapter of my life, I will be here for you and I hope you for me. 

I have been so rejuvenated after having this surgery. I am grateful for the wonderful surgeon and his team who repaired me. For 4 years, I was in chronic pain. I did the best I could to manage it without pain killers. Yes, I went to a specialist who only seemed interested in sending me for every test known to man. But the one that would have told them the real problem they never ordered. My surgeon ordered two that told the whole story. I am so thankful to him. He sent the test results to my gastro doctor who was shocked when she saw them. She actually called me to wish me luck with the surgery. However up to that point she tried to talk me out of the hiatal hernia surgery. So I did an “end run” around her and found my surgeon. Needless to say I am done with her.

My brain is telling me that I can do anything but I can’t. I still tire out late afternoon every day. But I am getting better at being less tired every day. I am driving now and running some errands. I still have restrictions on lifting anything for another month. I am enjoying the South Beach diet. I have less than a week to go and will be on Phase 2.

However, tomorrow I can go back to the gym whenever I want as long as I stay away from any weight machines. I am so looking forward to the Aqua Fit exercises. I also love the treadmill. My treadmill at home needs repair. That is one of the things on my to do list this week. I have to call someone to come and repair it because I like how handy it is to just jump on it when I am in the mood.

I am feeling like I did when I was in my forties. I actually made a bucket list yesterday. There are so many things that I want to do and places that I want to see. I want to live every day in the moment and just enjoy it all. Hubby and I have already made some plans for the summer. So many places to explore right in our own backyard.

I would be remiss if I didn’t thank my wonderful Hubby! But I do every day. He has been such a blessing to me our entire marriage and whenever I have had surgery he is always there for me. He waited on me hand and foot and still is helping when I need it. And I enjoy his help even just doing the dishes together! I also have to thank my youngest son who has helped us when I was in the hospital and around here since. And my oldest son who has checked in with us every few days since my surgery. I so enjoy talking with him. 

The other thing that has happened to me is that I no longer have any stress. Being in that much pain gave me constant stress and now it is gone. I just do what I am doing and don’t thing about anything else. I don’t stress about what needs to be done. I just take it moment by moment and that has been good for me.

So it is time to end this post. However, I will be back tomorrow with a frugal post! I hope you all have a wonderful Monday! 

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Every Day

Just a Little Tip My Surgeon Gave Me and a Little of This and a Little of That

My surgeon told me I could start the South Beach diet in a few days. But he gave me a few tips. He told me to only eat until I start to feel full. He also told me to use smaller plates for my meals.

My dinner plates are huge but my smallest plates are the size of saucers. So I decided I had to buy at least 4 in between plates. Since I won’t be using them forever, I did not want to spend a lot of money on them. 

So I went to Dollar Tree yesterday and found 4 of the pictured ones. They weren’t my favorite design but they were the right size. The price was right at $ 4.32. 

It was time to read the meters again and submit them to the power company which I did. I noticed while doing this that both the electric and natural gas usage has gone down. It is still really cold here so I was pleasantly surprised. 

Pictured is what I ate for breakfast yesterday. The scrambled eggs are so yummy and the avocado pairs well with them. I can’t eat a lot of meat yet. 

I am going to try to do some laundry today. I am just adding things one at time because I get so tired.

I want to thank everyone who has prayed for me in the last 2-3 weeks. They worked because the surgery was a success and I am getting stronger every day. I appreciate all of you. 

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Every Day

Wegman’s South Beach Haul

I managed to get to Wegman’s for my first South Beach grocery shopping haul. But I had to cut it short because it exhausted me. I hope to go to Top’s later this week to pick up the things that I didn’t get.

My brain is telling me that I can do anything but my body is not letting me. I get tired very easily.

Here is my receipt because it is easier for me right now than to list it all here. I got a few things that Hubby wanted that aren’t pictured. The picture is just of the South Beach items.

This diet is very important to me for my health. I am not trying to be frugal when I spend for it. I will be shopping at a number of different stores over the next 10-12 weeks so that I can get a handle on who has the best prices. I used no coupons today. I had one for the Cheerios but because I was so tired, I forgot to use it.

I am having the people who wait on me in the fish market cut my organic salmon into 3 oz. pieces which is perfect for my diet. I love salmon and have decided to splurge on it. Hubby likes haddock and we have a few whole ones in the freezer for him. Tonight, I am having baked salmon with fresh lemon and steamed asparagus for dinner. This meal is not only SB but on my soft food diet this week. So while eating the soft foods, I am trying to stay SB.

I also picked up some sirloin steak which Hubby will grill some day next week. This is two portions. On this diet I can have steak once or so every 2-3 weeks. Most of the time, dinner will include chicken or fish and sometimes pork. We have a lot of chicken in the freezer to go through before I will have to buy more. I also have pork and more salmon in the freezer. 

We will have lots of salads and veggies. I plan on ricing the cauliflower. I will be trying a new veggie, the jicama, in a recipe. And there will be lots of tuna on salad for lunch.

We are very aware that our grocery bill will rise but it is worth it. We saved our entire married life so that we could afford to pay more when need be.

Are any of you getting warmer weather? Today is the first day of spring and cold temps in the 20’s and 30’s are forcasted for the next week. I am so over winter!!!  

As always click on the pics to make them bigger. I will try to post again soon.  

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Every Day

Many Things Have Been Happening Around Here

Even though I have been resting and recovering from my surgery, life doesn’t stop.

I believe I told you that a few days before my surgery, we had damage to our roof from a bad wind storm. The roofer couldn’t match the shingles because they were made in Canada and they no longer make the architectural ones that were on there. The American ones and the Canadian ones were a different size too. So they had to remove all of the shingles on 2 sections of the roof in order to blend them in properly. They also removed the roofing paper under them. The cost was about $ 4,100.+. We have a $1,000. deductible so the insurance company is reimbursing us the difference. We already had it done because we had another wind storm and we were lucky that it didn’t cause any more damage. 

I finally started eating soft foods yesterday. I never knew that scrambled eggs could taste so good. Up to this point I had been on a liquid diet, baby food, and watered down mashed potatoes. I will be on the soft food diet for about a week and then I start the South Beach Diet. Since my surgery about 2 and 1/2 weeks ago, I have lost 13 lbs. It gives me a good start to the SB diet where I hope to get down to my normal weight. Hubby is going to eat pretty much what I eat so we don’t have to cook two meals. I have made a menu plan for the first two weeks and we hope to get that shopping done this week. Meanwhile, little by little, I have been going through my freezers and pantries weeding out food that we should not eat. I will be donating most of it to the food pantry after I check with family to see if they want any of it.

I am anxious to get back to my aquafit classes, the treadmill, track, and some other machines at the Y. The surgeon told me yesterday I can start in another two weeks.  

Hubby has been my driver all of this time. He has been game to take me any place I wanted to go. So errands like getting gasoline and banking $45. in rebate checks have been done. 

You all also know that we use the Skinny SF Syrups from Jordan’s in our coffee. We especially love the Irish Cream and the Vanilla Almond. I almost placed an order a week ago. But I decided to wait until we were down to 2 bottles left. I am so glad I waited. Jordan’s is celebrating their anniversary and I got an e-mail from them last Friday saying their top 10 sellers were on sale. Sure enough both flavors that we like were in the top 10 sale. Normally I pay $5.99 for the big bottles. But they were on sale for $ 3.99.

So knowing a great deal when I see it, I placed an order for 24 Irish Cream and 6 Vanilla Almond totaling $ 119.70. By doing so I saved $60.00. These will last us quite a while.  

I have been watching a lot of TV and You Tube, reading, and doing paperwork. I try to stay busy so that boredom doesn’t set in.

This past Saturday, my son and grandson came for lunch and a visit. Not being up to cooking it for them, I sent my son to Ales and Sandwiches to get lunch for everyone. I was even able to get a small portion of mashed potatoes with gravy so that I could mix the gravy in and make them soupy. We enjoyed their company and they brought Nori, their dog, too. I enjoyed seeing her. She hasn’t been out for a visit in  many months. 

I apologize for the rambling but I wanted to let you know that I am still around and hope to be back blogging on a permanent basis soon. Till then, stay frugal!

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Every Day

Living On Just Social Security

While I am recouperating, here is another video that I thought might be of interest to some of you who are or will be living on Social Security only in retirement.

This is Tawra’s mother, Jill, who is showing you how she lives on $750. a month of Social Security only.

Again stick with them. It takes them a couple of minutes to get into the conversation.

But the tips may help some on Social Security and others with small fixed incomes too.   

Living on $750. a Month 

Enjoy.

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Every Day

A Recommendation: The Secret To Not Being Broke

While I am recovering from surgery, I have been watching a lot of You Tube videos while I am resting. I watched one of Tawra’s yesterday and it really resonated with me. I remember Tawra from years ago when we were both on the Frugal Living Boards.

I too have seen some of the things that she talks about in people over the years. Yes, it gets frustrating when people ask for advice and then never put in the hard work to change their lot in life.

But we can only offer advice from our experience and if people won’t do the work to better themselves then perhaps they want to be broke.

I thought some of you might enjoy watching this video: The Secret To Not Being Broke

Tawra has the You Tube Channel and also blogs at 
Living On A Dime 

Tawra has CFF and Fibromyalgia and still manages to run her business with the help of her husband, Mike.

You will see in the beginning of the video that she once in a while gets  a little brain fog because of her illnesses but stick with it because she is so right in what she says. 

Enjoy!

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Every Day

I Will Try a Little Post When I Have Some Energy

I am sitting here sipping Decaf black coffee with SF syrup because I am not allowed any creamer. I have been drinking tea the past few days but I really needed some coffee. It really isn’t that good.

Hubby has been great running errands, doing dishes, and fixing my meals and his meals. Although since I am eating the above at each meal, it isn’t that hard to open a jar. I do have some applesauce totally blenderized once in a while. Hubby has also been making me SF Jello.

And wow, those baby food jars are expensive. But I am saving the jars and caps because they come in handy to store so many little things.

Hubby went to the market on Sunday to get the things I needed and some rolls and cold cuts for himself. The poor guy looked all over for the deli which he could not find. He also couldn’t find the rolls he likes. They were either sold out or he couldn’t find the second set of shelves with just rolls. So no cold cuts and rolls for him. However he did want some Totino pizza rolls for snacks. He looked for almost 20 minutes for them. He looked in the stand up freezer cases. He found the pizza but no pizza rolls. He finally found them in a case in front of the fresh meat. The deli is really in an obscure place in the store. He missed it. He had me hysterically laughing( which hurt) telling me of his frustration and that nothing in the store makes logical sense. He is right about that. I never thought about it because I do all of the grocery shopping and I just know where everything is until they rearrange things.

So he is going today and I drew him a map of the store. He says he thinks he can find the deli now and the rolls. However, I have a list of about 20 items because it is 6% off Senior Discount Day. Hopefully he will remember to put our phone # in because he doesn’t like carrying a bonus card. I am sure it will be another amusing story when he gets home. I told him to ask for Virginia or another employee to ask if he can’t find something but he probably won’t. Men!! 

Hubby informed me that he took the last box of Kleenex and asked me to order some in bulk online. So I found a good deal at Amazon around the same price I would pay at Dollar Tree. 

He also wanted some Ming Tsai fry pans so I ordered those from HSN using Ebates to get 2% back. 

I am exhausted most of the time. This surgery really wore me out. So I sleep when ever I am tired whether that be daytime or nighttime. I noticed that Hubby hasn’t done any laundry and there are about 3 full loads there. So if he survives the trip to the grocery store, I will ask him later to do the laundry using the washer and dryer. I will fold it in between naps.
 

I am tired now so off to sleep. I will try to write when I am up to it.

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Every Day

Updating You On Why I Have Been Missing In Action The Past Couple of Months

Some of you know that I have not felt well for over 4 years now. The last couple of months I have been in complete agony. After finding the best surgeon in the world, I had to go through a lot of tests the past couple of months. Last Thursday, I entered the hospital to get a hiatal hernia repaired with a wrap. Today I came home from the hospital for an 8 week recovery process. 

My diet is basically “homemade baby food”, jello, clear high protein drinks, popsicles and broth. Not real appetizing!  But I am so happy to  be without pain when I eat. And I plan to follow this diet until my surgeon tells me differently.

I am tired and won’t be back blogging full time until I am better. But then I hope to be blogging like my old self. So give me some time to heal and I promise good blog posts in the future.

American Dreamer known as Precious in the Past